The proper asset allocation for an investor planning for retirement changes dramatically over time. Investors who do not frequently update their asset allocation could be caught in a tragic investment scenario that significantly delays retirement. This is exactly what occurred in 2008, when many investors planning for retirement realized they had not reallocated their portfolios away from stocks and into fixed-income securities over the years, as they should have. Go to money.cnn.com and under the Personal Finance tab, select Calculators. Then choose the Asset Allocation calculator in the Investing category. Calculate an asset allocation for the following two scenarios: A. Need the money: 20 + years How much risk: As much as possible How flexible: If I miss my goal . . . OK During market sell-offs: See an opportunity to buy B. Need the money: 3–5 years How much risk: Not much at all How flexible: I can’t afford to miss my target During market sell-offs: Do nothing Explain the impact on an investor planning to retire in 3–5 years if the investor had maintained asset allocation A and not asset allocation B during the 2008 stock market crash.

Find and simplify each of the following, assuming $h \neq 0$ in (C). (A) $f(x+h)$ (B) $f(x+h)-f(x)$ (C) $\frac{f(x+h)-f(x)}{h}$. $f(x)=3 x^{2}+5 x-8$

A 6 kg mass traveling at speed 10 m/s strikes a stationary 6 kg mass head-on, and the two masses stick together. What was the initial total kinetic energy?

For each equation, (a) write it in slope-intercept form, (b) give the slope of the line, (c) give the y-intercept, and (d) graph the line. 4x-5y=20

Summarize the main steps of the nebular hypothesis.

The function T(g) = 4675 + 0.25(g - 33,950) represents the 2009 federal income tax T (in dollars) due for a “single” filer whose modified adjusted gross income is g dollars, where $33,950 \leq g \leq 82,250.$ Find adjusted gross income g as a function of federal income tax T. What are the domain and the range of this function?

Use each of the following terms in a sentence that relates to either inflation or unemployment. Series

Graph each linear function. -2y=-3x+6

How did natural selection plays a role in the changing genetic traits that the Grants observed in the medium ground finch?

Evaluate the given expression with $\mathbf{u}=(-2 ;-1,4,5), \mathbf{v}=(3,1,-5,7)$, and $\mathbf{w}=(-6,2,1,1)$. (a) $\|3 \mathbf{u}-5 \mathbf{v}+\mathbf{w}\|$, (b) $\|3 \mathbf{u}\|-5\|\mathbf{v}\|+\|\mathbf{u}\|$, (c) $\|-\| \mathbf{u}\|\mathbf{v}\|$.

Express each hexadecimal number in decimal.

$$209D$$

The general form of a nonvertical line in slope-intercept form is y = mx + b. What is the general form of a line perpendicular to y = mx + b, in slope-intercept form?

The Density Property states that there is a point between any two points on the number line. Write a rational number in simplest form that is between each pair of numbers. $\frac { 4 } { 5 }$ and $\frac { 7 } { 12 }$

find values for b such that the triangle has two solutions. A = 60°, a = 10