Use each term correctly in the paragraphs below. Then rewrite the paragraphs.

Emergency fund

A __________ is used to summarize your spending habits and aid in planning for future spendings. Your budget is based on your take-home pay. To determine how you spend your money, keep records of your monthly __________ for three months to a year. Real estate taxes, insurance payments, pledges, and contributions are examples of __________. Mortgage loan payments, rent, installment payments, and regular savings deposits are examples of __________. Amounts for food, clothing, pocket money, and utility bills are examples of __________.For your budget to succeed, an __________ is necessary to provide for unpredictable expenses, such as medical bills and repair bills.

A study of driving costs of 1992 model subcompact (four cylinder) cars found that the average cost (car payments, gas, insurance, upkeep, and depreciation), measured in cents/mile, is approximated by the function $C(x)=\frac{2010}{x^{2.2}}+17.8$ where x denotes the number of miles (in thousands) the car is driven in a year.

What is the average cost of driving a subcompact car 5000 mi/year? 10.000 mi/year? 15.000 mi/year? 20.000 mi/year? 25.000 mi/year?

For the following sentence, choose the correct pronoun from those shown in parentheses. If either pronoun could be correct, choose one and explain what you want to emphasize.

(Him, His) being an African American often prevented Henson from receiving the recognition he deserved.

John Bellows earned gross pay of $26,888 last year. He estimates his yearly benefits to be: paid pension,$1,828; health and life insurance, $1,654; paid vacations and holidays,$2,582; free parking, $237. Thomasina Serling had the following job expenses for last year: union dues,$529; licenses, $178; commuting costs,$2,709. Her total job benefits for the same period were $46,192. Find her net job benefits

From the list below, supply the words needed to complete the paragraph. Some words will not be used. Intervene, jeopardize, efface, bandy, ingrate, waylay, status quo. When a family emergency ______ Brian's college education, he feared that he would be considered a[n] _______ for refusing the substantial scholarship he had won, and that it, would _______ his future chances of winning the award. To his surprise, the members of the board were impressed that he had chosen to rise above the ______ and forego school in order to take care of his ailing father; the board president even promised to ______ if anyone questioned Brian's scholarship while he put college on hold.

Sean and Mason run out of gas while fishing from their boat In the bay. They set off an emergency flare with an Initial vertical velocity of 30 meters per second. The height of the flare In meters can be modeled by $h(t)=-5t^2+30t$, where t represents the number of seconds after launch.
Choose the letter for the best answer.
The boys fire a similar flare from the deck 5 meters above the water level. Which statement is correct? A The flare will reach 45 m in 3 s. B The flare will reach 50 m in 3 s. C The flare will reach 45 m in 3 5 s. D The flare will reach 50 m in 3.5 s.

The Lowatsky family had $9,441 worth of hurricane damage that was not covered by insurance. They need to follow IRS procedures to take a casualty deduction on Schedule A. a. The IRS requires that$100 be deducted from each casualty. What is the total casualty loss after the $100 is deducted? b. Their adjusted gross income is$67,481. Find 10% of their adjusted gross income. c. Their Schedule A casualty deduction can be found by subtracting 10% of the adjusted gross income from the answer to part a. What is their casualty loss deduction?

Myrna White is a mobile housekeeper. The price for a standard house cleaning is $150 and takes 5 hours. Each worker is paid$25/hour, uses $15 of materials and$0.50 per mile to use their own vehicle to travel from job to job. The average job is 5 miles. Arniz Meyroyan has a family reunion at her house and needs her house freshened up. She offers $75 for this emergency tidy-up service. This service includes vacuuming and cleaning floors, dusting, and cleaning the bathrooms. Only$5 of materials would be used.

D. What other issue would you need to consider?

Why do many African nations still depend on former colonial powers?

A. They need financial aid to develop their countries.
B. They must import oil from the West.
C. They need markets for their manufactured goods.
D. They have few natural resources on which to base industry.

Interview three members of African Americans subcultures and ascertain the extent to which they identify with the core American culture, their ethnic subculture within America, or their nationality subculture. Also determine the extent to which they feel others of their ethnic/race group feel as they do and the reasons for any differences.

How does de Soto describe the Native peoples he encounters in Florida (source 2)? How does that compare to the traits of the African kingdoms that Lopez comments upon in source 3? Why might the king of Sofala prefer a Portuguese alliance to subjection to Monomotapa?

A hospital emergency room analyzed n = 17,664 hourly observations on its average occupancy rates using six binary predictors representing days of the week and two binary predictors rep- resenting the 8-hour work shift (12 a.m.–8 a.m., 8 a.m.–4 p.m., 4 p.m.–12 a.m.) when the ER census was taken. The fitted regression equation was AvgOccupancy = 11.2 + 1.19 Mon - 0.187 Tue - 0.785 Wed - 0.580 Thu - 0.451 Fri - 0.267 Sat - 4.58 Shift1 - 1.65 Shift2 (SE = 6.18, $R^2$ = .094, ${R^2_{adj}}$ = .093).

Assess the regression’s fit.

Trevor Corporation’s balance sheet at December 31, 2013, is presented below.

$$\begin{array}{c} \textbf{TREVOR CORPORATION}\\ \textbf{Balance Sheet}\\ \textbf{December 31, 2013}\\ \end{array}$$

$$\begin{array}{lrlr} \text{Cash}&\text{\$\hspace{6pt}30,000}&\text{Accounts payable}&\text{\$\hspace{6pt}13,750}\\ \text{Inventory}&\text{30,750}&\text{Interest payable}&\text{2,500}\\ \text{Prepaid insurance}&\text{5,600}&\text{Bonds payable}&\text{50,000}\\ \text{Equipment}&\underline{\text{\hspace{11pt}38,000}}&\text{Common stock}&\text{25,000}\\ &\underline{\underline{\text{\$\hspace{1pt}104,350}}}&\text{Retained earnings}&\underline{\hspace{11pt}\text{13,100}}\\ &&&\underline{\underline{\text{\$\hspace{1pt}104,350}}}\\ \end{array}$$

During 2014, the following transactions occurred.

1. Trevor paid $2,500 interest on the bonds on January 1, 2014.
2. Trevor purchased$241,100 of inventory on account.
3. Trevor sold for $480,000 cash inventory which cost$265,000. Trevor also collected $28,800 sales taxes.
4. Trevor paid$230,000 on accounts payable.
5. Trevor paid $2,500 interest on the bonds on July 1, 2014.
6. The prepaid insurance ($5,600) expired on July 31.
7. On August 1, Trevor paid $10,200 for insurance coverage from August 1, 2014, through July 31, 2015.
8. Trevor paid$17,000 sales taxes to the state.
9. Paid other operating expenses, $91,000.
10. Redeemed the bonds on December 31, 2014, by paying$48,000 plus $2,500 interest.
11. Issued$90,000 of 8% bonds on December 31, 2014, at 103. The bonds pay interest every June 30 and December 31.

Adjustment data:

1. Recorded the insurance expired from item 7.
2. The equipment was acquired on December 31, 2013, and will be depreciated on a straight-line basis over 5 years with a $3,000 salvage value.
3. The income tax rate is 30%. (Hint: Prepare the income statement up to income before taxes and multiply by 30% to compute the amount.)

Instructions

(You may want to set up T-accounts to determine ending balances.)

(a) Prepare journal entries for the transactions listed above and adjusting entries.

Myrna White is a mobile housekeeper. The price for a standard house cleaning is $150 and takes 5 hours. Each worker is paid$25/hour, uses $15 of materials and$0.50 per mile to use their own vehicle to travel from job to job. The average job is 5 miles. Arniz Meyroyan has a family reunion at her house and needs her house freshened up. She offers $75 for this emergency tidy-up service. This service includes vacuuming and cleaning floors, dusting, and cleaning the bathrooms. Only$5 of materials would be used.

C. If the hourly worker rate increased to $30/hour, how would net income change?