Study sets matching "bank chapter 2"

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Study sets matching "bank chapter 2"

36 terms
Bank chapter 2
Households
Business and governments
Direct finance
Issue debt instrument and issuing equi…
They are the principal lender-savers.
They are the borrowers-spenders
Borrows funds directly from lenders in financial markets by s…
Two ways to obtain funds
Households
They are the principal lender-savers.
Business and governments
They are the borrowers-spenders
48 terms
Mon. Bank Chapter 2
Liabilities
capital
maturity
short term v long term
...
...
...
...
Liabilities
...
capital
...
43 terms
chapter 2 word bank
antecedent boundary
artificial boundary
autonomous nationalism
centrifugal force
...
...
...
...
antecedent boundary
...
artificial boundary
...
43 terms
CHAPTER 2 WORD BANK
OXIDATION NUMBERS
IONIC BOND
ION
ANION
IS THE NUMBER OF OUTER MOST ELECTRONS, ITS CALLED VALENCE ELE…
A BOND BETWEEN TWO ELEMENTS IN WHICH ONE ELEMENT GIVES UP ONE…
A CHARGED ATOM; ONE THAT HAS GAINED OR LOST ONE OR MORE ELECT…
A NEGATIVELY CHARGED ATOM; ONE THAT HAS LOST ONE OR MORE ELEC…
OXIDATION NUMBERS
IS THE NUMBER OF OUTER MOST ELECTRONS, ITS CALLED VALENCE ELE…
IONIC BOND
A BOND BETWEEN TWO ELEMENTS IN WHICH ONE ELEMENT GIVES UP ONE…
Word Bank Chapter 2
¿Comó debe ser un(a) buen(a) amigo(a)?
Un(a) buen(a) amigo(a) debe apoyarme y…
¿Qué buscas en un(a) novio(a)?
Busco a alguien a quien le guste(n)...…
What should a good friend be like?
A good friend should support me and ... s/he shouldn't..
What do you look for in a boy/girlfriend?
Im looking for someone who likes... and who knows something a…
¿Comó debe ser un(a) buen(a) amigo(a)?
What should a good friend be like?
Un(a) buen(a) amigo(a) debe apoyarme y…
A good friend should support me and ... s/he shouldn't..
word bank for chapter 2
biocentrism
anthropocentrism
capitalist market economy
centrally planned economy
the view or belief that the rights and needs of humans are no…
regarding humankind as the central or most important element…
Free-market economy refers to an economic system where prices…
A centrally planned economy is an economic system in which th…
biocentrism
the view or belief that the rights and needs of humans are no…
anthropocentrism
regarding humankind as the central or most important element…
Bank Admin Chapter 2
Reason for the Regulation of Banks:... Pr…
This is a law that would be passed in…
This is a law that seeks to address an…
A retroactive law
public, money, credit, opportunity, confidence, concentration…
ex-ante
ex-post
ex-post facto
Reason for the Regulation of Banks:... Pr…
public, money, credit, opportunity, confidence, concentration…
This is a law that would be passed in…
ex-ante
11 terms
Bank Management Chapter 2
Types of Regulation
Safety and Soundness Regulations
CAMELS system
New Charters
Safety and Soundness... Monetary Policy... Credit Allocation... Consum…
Portfolio Diversification... Minimum Equity Capital... Deposit Insu…
Capital Adequacy... Asset Quality... Management Quality... Earnings Qu…
OCC- Charters national banks... Office of Thrift Supervision- Ch…
Types of Regulation
Safety and Soundness... Monetary Policy... Credit Allocation... Consum…
Safety and Soundness Regulations
Portfolio Diversification... Minimum Equity Capital... Deposit Insu…
Chapter 2 Blood Bank
Bovine Serum Albumin (BSA)
Ficin and Papain
Proteolytic ENzymes{used for Ab ID}
Anti Human Globulin Test {AHG}
Affects second phase of agglutination {Ag-Ab complex formatio…
-Enhance or eliminate activity of Atypical Ab.... -Remove negati…
-Ab enhanced ... -Rh, Lewis, Kidd, I,P... -Antibodies destroyed {du…
-Bridge to FC portion... -Used to Aid in visualizatiBon of Ag-Ab…
Bovine Serum Albumin (BSA)
Affects second phase of agglutination {Ag-Ab complex formatio…
Ficin and Papain
-Enhance or eliminate activity of Atypical Ab.... -Remove negati…
56 terms
Chapter 2 Blood Bank
Many areas of transfusion medicine rel…
Most of the antigens in the various bl…
Phenotype
Genotype
an understanding of blood group genetics and accurate and sen…
codominant
observed expression
genetic make up
Many areas of transfusion medicine rel…
an understanding of blood group genetics and accurate and sen…
Most of the antigens in the various bl…
codominant
43 terms
Bank Accounting Chapter 2
Provide active markets for banks to ma…
The lending of excess reserves and oth…
Banks that provide funds are said to h…
When a Federal Funds transaction is en…
Fed funds and securities repurchase agreement (repo) market
Federal Funds Transactions
Sold
Credit, Debit
Provide active markets for banks to ma…
Fed funds and securities repurchase agreement (repo) market
The lending of excess reserves and oth…
Federal Funds Transactions
Bank Management - Chapter 2
Depository Institutions
Five Reasons for Depository Institutio…
CAMELS System
Which of the qualities does examiners…
Most highly regulated firms in the nation.
1. To ensure the safety and soundness of depository instituti…
The OCC and FDIC assess the overal quality of a commercial ba…
Asset, Management, Liquidity and Sensitivity to Market Risk.
Depository Institutions
Most highly regulated firms in the nation.
Five Reasons for Depository Institutio…
1. To ensure the safety and soundness of depository instituti…
35 terms
Chapter 2: Test Bank
1. One of the primary goals of impleme…
2. Communicating via separate database…
3. Enterprise systems result in more a…
4. The primary goal of installing an e…
T
F
T
F
1. One of the primary goals of impleme…
T
2. Communicating via separate database…
F
96 terms
Test Bank Chapter 2
The aim of an ethical speaker is to ac…
Ethics is the branch of philosophy tha…
Ethical issues can arise at every stag…
The ethical obligation of a speaker to…
False
True
True
False
The aim of an ethical speaker is to ac…
False
Ethics is the branch of philosophy tha…
True
Banking Chapter 2
reserve liquidity
stagflation
federal reserve act
recession
ways to quickly convert banks' reserves to cash
combination of a stagnant economy and high infaltion
legislation that created a system to stabilize the banking in…
decline in total production lasting a minimum of two consecut…
reserve liquidity
ways to quickly convert banks' reserves to cash
stagflation
combination of a stagnant economy and high infaltion
Chapter 2 Text Bank
About 25 of the 92 natural elements ar…
2) Trace elements are those required b…
3) Which of the following statements i…
4) What factors are most important in…
Answer: D
Answer: C
Answer: C
Answer: E
About 25 of the 92 natural elements ar…
Answer: D
2) Trace elements are those required b…
Answer: C
Chapter 2 Test Bank
Kimberly Ortiz strongly believes in wo…
________ diversity refers to diversity…
Which of the following is true with re…
Differences in ________ indicate surfa…
The workforce is not dominated by any specific ethnic or raci…
Surface-level
It refers to differences in easily perceived characteristics,…
ethnicity
Kimberly Ortiz strongly believes in wo…
The workforce is not dominated by any specific ethnic or raci…
________ diversity refers to diversity…
Surface-level
10 terms
American Headway 4: Word Bank Chapter 2
arrangements
impression
staggered
pristine
planning done beforehand
a feeling or understanding resulting from an experience
moved unsteadly or with a swaying motion
fresh and clean; uncorrupted
arrangements
planning done beforehand
impression
a feeling or understanding resulting from an experience
Test Bank Chapter 2
Proportion of water to body weight to…
Proportion of blood to body weight in…
Insensible fluid loss refers to water…
When the osmotic pressure of the blood…
60%
10%
Perspiration only
The interstitial compartment into the cells
Proportion of water to body weight to…
60%
Proportion of blood to body weight in…
10%
Test Bank Chapter 2
Legs moving the pedals of a bicycle
when the bonds of ATP are broken, ener…
energy that travels in waves
represented by the flow of charged par…
mechanical energy
chemical energy
radiant energy
electrical energy
Legs moving the pedals of a bicycle
mechanical energy
when the bonds of ATP are broken, ener…
chemical energy
42 terms
Chapter 2 Test Bank
About 25 of the 92 natural elements ar…
Trace elements are those required by a…
Which of the following statements is f…
Which of the following are compounds?…
d. C, H, N, O
b. iodine
c. all life requires that same essential elements
d. H2O and CH4 but not O2
About 25 of the 92 natural elements ar…
d. C, H, N, O
Trace elements are those required by a…
b. iodine
Chapter 2 test bank
A patient is receiving two different d…
When given an intravenous (IV) medicat…
The nurse is administering parenteral…
When monitoring a patient on an insuli…
bioequivalent
"The action of the medication will begin sooner when given in…
Parenteral drugs bypass the first-pass effect.
A pharmacologic reaction
A patient is receiving two different d…
bioequivalent
When given an intravenous (IV) medicat…
"The action of the medication will begin sooner when given in…
40 terms
Chapter 2 ; Test bank
Mendel performed many types of crosses…
Crosses in which F1 plants heterozygou…
In peas, the round allele is dominant…
In peas, the yellow allele is dominant…
reciprocal crosses.
monohybrid crosses.
RR × rr
Yy × yy
Mendel performed many types of crosses…
reciprocal crosses.
Crosses in which F1 plants heterozygou…
monohybrid crosses.
39 terms
Chapter 2 Test Bank
Which of these statements about hydrog…
A true statement about hydrophobic int…
Hydrophobic interactions make importan…
Dissolved solutes alter some physical…
D) Individual hydrogen bonds in liquid water exist for many s…
A true statement about hydrophobic interactions is that they:…
Hydrophobic interactions make important energetic contributio…
Dissolved solutes alter some physical (colligative) propertie…
Which of these statements about hydrog…
D) Individual hydrogen bonds in liquid water exist for many s…
A true statement about hydrophobic int…
A true statement about hydrophobic interactions is that they:…
50 terms
Chapter 2 Test Bank
Which group of theorists are most like…
What does Stephen Krasner mean when re…
What do we call "the existence of orde…
Prior to the territorial state, what p…
Liberals.
State sovereignty has always been violated by major powers
Global Governance
The Holy Roman Empire.
Which group of theorists are most like…
Liberals.
What does Stephen Krasner mean when re…
State sovereignty has always been violated by major powers
42 terms
Chapter 2 Test Bank
About 25 of the 92 natural elements ar…
Trace elements are those required by a…
Which of the following statements is f…
Which of the following are compounds?…
d. C, H, N, O
b. iodine
c. all life requires that same essential elements
d. H2O and CH4 but not O2
About 25 of the 92 natural elements ar…
d. C, H, N, O
Trace elements are those required by a…
b. iodine
Environmental: Word Bank Chapter 2
Anthropocentrism
Biocentrism
Capitalist market economy
Centrally planned economy
Regarding humankind as the central or most important element…
The view or belief that the rights and needs of humans are no…
An economic system where prices for goods and services are se…
An economic system in which the state or government makes eco…
Anthropocentrism
Regarding humankind as the central or most important element…
Biocentrism
The view or belief that the rights and needs of humans are no…
Bank Admin Chapter 2 Vocab
dual banking systems
state banking commissions
Comptroller of the Currency
Federal Reserve System
a system of banking regulation in which both federal and stat…
Boards of commissions appointed by governors or legislators i…
a.k.a. Administrator of National Banks... The federal government…
Federal agency that serves as a "lender of last resort" for d…
dual banking systems
a system of banking regulation in which both federal and stat…
state banking commissions
Boards of commissions appointed by governors or legislators i…
20 terms
Chapter 2: Word Bank - Animals
Goat
Hen
Duck
Pig
Geit
Høne
And
Gris
Goat
Geit
Hen
Høne
Money and Banking Chapter 2
Direct Finance
Indirect Finance
Primary markets
Secondary Markets
borrowers borrow funds directly from lenders in financial mar…
a flow of funds from savers to borrowers through financial in…
investment banks underwrite securities for new companies issu…
where brokers and dealers work to trade stocks and bonds
Direct Finance
borrowers borrow funds directly from lenders in financial mar…
Indirect Finance
a flow of funds from savers to borrowers through financial in…
42 terms
Chapter 2 Test Bank
About 25 of the 92 natural elements ar…
Trace elements are those required by a…
Which of the following statements is f…
Which of the following are compounds?…
d. C, H, N, O
b. iodine
c. all life requires that same essential elements
d. H2O and CH4 but not O2
About 25 of the 92 natural elements ar…
d. C, H, N, O
Trace elements are those required by a…
b. iodine
Banking Vocabulary Chapter 2`
Bank Run
Currency
Federal Reserve Act
Federal Deposit Insurance Corporation…
Occurs when many people try to withdraw their money at once
All media of exchange circulating in a country
Created a system to stabilize the banking system
Guarantees deposits against bank failures up to $100,000 per…
Bank Run
Occurs when many people try to withdraw their money at once
Currency
All media of exchange circulating in a country
Chapter 2 Test Bank
About 25 of the 92 elements are known…
Trace elements are those required by a…
Which of the following statements if F…
Knowing the atomic mass of an element…
Carbon, hydrogen, nitrogen, oxygen
Iodine
C) All life requires the same essential elements
C) the number of protons plus neutrons in the element
About 25 of the 92 elements are known…
Carbon, hydrogen, nitrogen, oxygen
Trace elements are those required by a…
Iodine
67 terms
Chapter 2 Test Bank
The legal right to perform audits is g…
The four categories for describing the…
Sarbanes-Oxley and the Securities Exch…
Which of the following statements is t…
Answer: A... Terms: Legal rights to perform audits... Diff: Moderat…
Answer: D... Terms: Four categories for describing size of audit…
Answer: B... Terms: Sarbanes-Oxley and Securities Exchange Commi…
Answer: C... Terms: Limited liability partnerships... Diff: Challen…
The legal right to perform audits is g…
Answer: A... Terms: Legal rights to perform audits... Diff: Moderat…
The four categories for describing the…
Answer: D... Terms: Four categories for describing size of audit…
Money and Banking Chapter 2
barter
transaction costs
commodity money
specialization
system of exchange in which individuals trade goods and servi…
cost in time or other resources that parties incur in the pro…
good used as money that has value independent of its use as m…
a system in which individuals produce the goods or services f…
barter
system of exchange in which individuals trade goods and servi…
transaction costs
cost in time or other resources that parties incur in the pro…
9 terms
Chapter 2 "Word Bank"
Le narrateur avait une _____ de moteur…
C'était une question de vie ou de mort…
Un jour une _____ de petit voix l'a __…
Elle disait, "S'il vous plait, dessine…
panne
à peine
drôle... réveillé
mouton
Le narrateur avait une _____ de moteur…
panne
C'était une question de vie ou de mort…
à peine
Principals of Banking Chapter 2
Currency
Federal Reserve Act
Reserve Liquidity
Great Depression
all media of exchange circulating in a country
created a system to stabilize the banking system in 1913
refers to ways to convert reserves readily into cash
the worst and longest economic crisis of Western industrializ…
Currency
all media of exchange circulating in a country
Federal Reserve Act
created a system to stabilize the banking system in 1913
55 terms
Money and Banking Chapter 2
liabilities
capital
maturity
short term
IOUs or debts
wealth, either financial or physical, that is employed to pro…
time to the expiration date of a debt instrument
with reference to a debt instrument, having a maturity of one…
liabilities
IOUs or debts
capital
wealth, either financial or physical, that is employed to pro…
33 terms
money and banking chapter 2
direct finance
indirect finance
liabilities
capital
borrowers borrow funds directly from financial markets by sel…
a financial intermediary borrows funds from lender-savers and…
IOUs or debts.
wealth, either financial or physical, that is employed to pro…
direct finance
borrowers borrow funds directly from financial markets by sel…
indirect finance
a financial intermediary borrows funds from lender-savers and…
44 terms
Money and Banking Chapter 2
Adverse selection
Asset transformation
Asymmetric information
Brokers
refers to a situation where sellers have information that buy…
A type of transformation whereby banks use deposits (mobilize…
deals with the study of decisions in transactions where one p…
a person who buys and sells goods or assets for others.
Adverse selection
refers to a situation where sellers have information that buy…
Asset transformation
A type of transformation whereby banks use deposits (mobilize…
Chapter 2 Work Bank Science
Matter
Pure substances
Mixture
States of matter
Stuff that takes up space
Gold, pure water, pure oxygen
Two or more stuff
Ice, liquid water, or steam
Matter
Stuff that takes up space
Pure substances
Gold, pure water, pure oxygen
22 terms
Money and Banking Chapter 2
Money
Barter
Transaction costs
Commodity money
anything that is generally accepted as payment for goods and…
system of exchange in which individuals trade goods and servi…
the costs in time and other resources that parties incur in t…
a good used as money that also has value independent of its u…
Money
anything that is generally accepted as payment for goods and…
Barter
system of exchange in which individuals trade goods and servi…
Banking Administration Chapter 2
dual banking system
state banking commissions
Comptroller of the Currency
Federal Reserve System
a system of banking regulation in which both federal and stat…
boards or commissions appointed by governors or legislators i…
federal government agency, a part of the US Treasury Departme…
the federal agency that serves as a "lender of last resort" f…
dual banking system
a system of banking regulation in which both federal and stat…
state banking commissions
boards or commissions appointed by governors or legislators i…
Money and Banking Chapter 2
barter
transaction costs
commodity money
specialization
a system of exchange in which individuals trade goods and ser…
the costs in time or other resources that parties incur in th…
a good used as money that also has value independent of its u…
occurs when individuals produce the goods or services for whi…
barter
a system of exchange in which individuals trade goods and ser…
transaction costs
the costs in time or other resources that parties incur in th…
money and banking chapter 2
liabilities
capital
maturity
short term debt instrument
debts or i owe you
wealth, either financial or physical, that is employed to pro…
time to the expiration date of a debt instrument
if maturity is less than a year
liabilities
debts or i owe you
capital
wealth, either financial or physical, that is employed to pro…
45 terms
Money and banking - Chapter 2
Adverse Selection
Asset Transformation
Asymmetric information
Brokers
The problem created by asymmetric information prior to a fina…
The process of turning risky assets into safer assets, accomp…
The unequal knowledge that each party to a transaction has ab…
Agents for investors; brokers match buyers with sellers
Adverse Selection
The problem created by asymmetric information prior to a fina…
Asset Transformation
The process of turning risky assets into safer assets, accomp…
69 terms
Chapter 2 Bank Management
What is the first Goals and Functions…
What is the second Goals and Functions…
What is the third Goals and Functions…
What is the fourth Goals and Functions…
To ensure the safety and soundness of depository institutions…
To provide an efficient and competitive financial system.
To provide monetary stability
To maintain the integrity of the nation's payment system
What is the first Goals and Functions…
To ensure the safety and soundness of depository institutions…
What is the second Goals and Functions…
To provide an efficient and competitive financial system.
31 terms
money and banking chapter 2
barter
transaction costs
commodity money
specialization
system of exchange in which individuals trade goods and servi…
cost in time or other resources that parties incur in the pro…
good used as money that has value independent of its use as m…
a system in which individuals produce the goods or services f…
barter
system of exchange in which individuals trade goods and servi…
transaction costs
cost in time or other resources that parties incur in the pro…
23 terms
Banking Chapter 2
Capital markets
Choice
Commodity markets
Corporation
Markets in which debt and equity securites that are issued fo…
Deciding which wants and needs will be satisfied and which wi…
Markets where raw materials and other basic production resour…
A distinct legal entity formed by completing legal documents…
Capital markets
Markets in which debt and equity securites that are issued fo…
Choice
Deciding which wants and needs will be satisfied and which wi…
49 terms
money and banking chapter 2
dollars received today are worth _____…
dollars received a month from now are…
present value
three major variables in looking at an…
more
less
money today is worth more than future money
risk... yield ... liquidity
dollars received today are worth _____…
more
dollars received a month from now are…
less
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