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Study sets matching "banking basics"

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Study sets matching "banking basics"

14 terms
Banking Basics
a checking account
a benefit
effective
a feature
a bank account against which the depositor can draw checks pa…
an advantage
efficient, bringing about the desired result
an important part of something, a characteristic
a checking account
a bank account against which the depositor can draw checks pa…
a benefit
an advantage
Banking Basics
ATM
Debit Card
Check
Direct Deposit
Automated Teller Machine - An electronic banking machine that…
A plastic card that resembles a credit card but functions lik…
A written order on a standard printed form directing a bank t…
A plan in which salaries and other payments are transferred b…
ATM
Automated Teller Machine - An electronic banking machine that…
Debit Card
A plastic card that resembles a credit card but functions lik…
24 terms
Banking Basics
List four common financial institutions:
Commercial Bank
Savings and Loan Associations
Credit Union
Commercial Banks, Savings and Loans associations, Credit Unio…
A for-profit institution that offers a full range of financia…
a financial institution that traditionally specialized in sav…
A member-owned financial institution, either state or federal…
List four common financial institutions:
Commercial Banks, Savings and Loans associations, Credit Unio…
Commercial Bank
A for-profit institution that offers a full range of financia…
18 terms
Basic Banking
Current account (UK) / check account (…
Deposit
Withdrawal
Deposit account (UK) / Time or Notice…
hlaupareikningur
innleg
úttektir
bundinreikningur
Current account (UK) / check account (…
hlaupareikningur
Deposit
innleg
8 terms
Chapter 1 Banking Basics
Bank
Depository institution
Retail bank
Commercial bank
A type of financial institution
Customers can give their money to it (make a deposit) and the…
Provide services for consumers, such as deposit accounts, mor…
Focuses on business customers, providing bank accounts along…
Bank
A type of financial institution
Depository institution
Customers can give their money to it (make a deposit) and the…
9 terms
banking basics
bank account
deposit
withdraw
check
a place where money is controlled and you can manage it with…
money put into an account or 2 putting money into the account
to take money out of an account
an alternnative to cash that comes from funs in your account
bank account
a place where money is controlled and you can manage it with…
deposit
money put into an account or 2 putting money into the account
18 terms
Banking Basics
Liquidity
Federal Reserve
inflation
deflation
measure to the extent in which a person has cash to meet imme…
central banking system of the United States
The rate at which the general level of prices for goods and s…
A general decline in prices, often caused by a reduction in t…
Liquidity
measure to the extent in which a person has cash to meet imme…
Federal Reserve
central banking system of the United States
18 terms
Banking Basics
Federal Reserve
banks
Credit union
interest
bankers bank (always have money on hand)
private; for profit
owned and operated by members; non-profit
a return on your money
Federal Reserve
bankers bank (always have money on hand)
banks
private; for profit
140 terms
BASIC BANKING
investment bank
commercial bank
conglomerate bank
whoesale banking
bank inwestycyjny
bank komercyjny
bank uniwersalny
bankowość hurtowa
investment bank
bank inwestycyjny
commercial bank
bank komercyjny
9 terms
Banking basics
Making money from savings is an invest…
Interest that builds on the principal…
Insured up to 100,000 by the governmen…
Interest rates vary a lot between 0.5-2%
Time... Money
Compound interest
Regular savings account
Regular savings account
Making money from savings is an invest…
Time... Money
Interest that builds on the principal…
Compound interest
18 terms
Banking Basics
liquidity
Federal Reserve
inflation
deflation
the availability of liquid assets to market or company
the central bank of the united states and the most powerful f…
a general increase in prices and fall in the purchasing value…
reduction of the general level of prices in a economy
liquidity
the availability of liquid assets to market or company
Federal Reserve
the central bank of the united states and the most powerful f…
20 terms
Banks - the basics
High-street bank
Switching from another bank
puts the customer first
make payment
ngan hang thuong mai lon
chuyen tu ngan hang khac
dat khach hang len tren het
thuc hien chi tra
High-street bank
ngan hang thuong mai lon
Switching from another bank
chuyen tu ngan hang khac
23 terms
Banking Basics Unit
Barter
Currency
Medium of Exchange
Store of Value
to trade goods or services without the exchange of money
any form of money being used as a medium of exchange
an agreed-upon system for measuring the value of goods and se…
something tradable that holds value; something such as money…
Barter
to trade goods or services without the exchange of money
Currency
any form of money being used as a medium of exchange
35 terms
Personal Banking Basics
bank
Internet bank
commercial bank
automated teller machine (ATM)
a type of financial institution
have no physical location or building. Customers can do their…
focuses on business customers, providing bank accounts along…
provide a means of self-service banking
bank
a type of financial institution
Internet bank
have no physical location or building. Customers can do their…
6 terms
Life Scenarios-Banking Basics
Account
Account Statement
Convenience Fee
Interest Rate
Arrangement with a bank or credit union letting you deposit a…
List of financial transactions you made over a given period.
Charged when using an ATM not owned by your bank or credit un…
The percentage cost of borrowing from someone else.
Account
Arrangement with a bank or credit union letting you deposit a…
Account Statement
List of financial transactions you made over a given period.
25 terms
Week 9 Banking Basics
bank
ATM card
ATM (automatic teller machine)
checking account
an establishment for lending, borrowing, exchanging, and safe…
a card that allows you to get basic financial services from a…
provides banking customers with access to financial transacti…
an account into which you deposit money and from which you gr…
bank
an establishment for lending, borrowing, exchanging, and safe…
ATM card
a card that allows you to get basic financial services from a…
52 terms
Money and Banking basics
Capital
Equity
Debt
Loan
wealth in the form of money or other assets owned
the value of the shares issued by a company.
something that is owed or that one is bound to pay to or perf…
a thing that is borrowed, especially a sum of money that is e…
Capital
wealth in the form of money or other assets owned
Equity
the value of the shares issued by a company.
10 terms
Basic Banking Terms
Account
Annual Percentage Rate
Bounced Check
Credit Card
A fund with a financial instutution for investment and/or saf…
The cost of credit expressed as a yearly rate.
A check that a bank has refused to cash or pay because there…
A plastic card that gies access to a line of credit.
Account
A fund with a financial instutution for investment and/or saf…
Annual Percentage Rate
The cost of credit expressed as a yearly rate.
22 terms
Marketing Basics: Banking and Finance
Marketing Concept
Pricing
Product/Service Management
Promotion
The idea that companies should strive to satisfy customers' w…
Deciding how much to charge for goods and services in order t…
Developing, maintaining and improving a product in response t…
The effort to inform, persuade or remind current and potentia…
Marketing Concept
The idea that companies should strive to satisfy customers' w…
Pricing
Deciding how much to charge for goods and services in order t…
17 terms
Unit 10: Banking Essentials Lesson 31: Banking Basics Module 105: Banking Basics
bartering
currency
Cowry shells
people using them agreed on their valu…
Trading goods and services, known as
Coins and paper bills used as money
popular form of money in China and Africa approximately 3,000…
What did all these forms of money have in common? Whether the…
bartering
Trading goods and services, known as
currency
Coins and paper bills used as money
18 terms
Banking Basics Key Terms
Bank
Charter
Depository Institution
Reserves
a financial establishment that invests money deposited by cus…
a written grant by a country's legislative or sovereign power…
A financial intermediary that obtains funds by accepting chec…
refrain from using or disposing of (something); retain for fu…
Bank
a financial establishment that invests money deposited by cus…
Charter
a written grant by a country's legislative or sovereign power…
11 terms
Section 2: Banking Basics
ATM
Balance
Debit Card
Deposit
Automatic teller machine.
The amount of money you have in a bank account.
A purchase card that pays for a purchase directly from your b…
The act of putting money in the bank or the sum of money put…
ATM
Automatic teller machine.
Balance
The amount of money you have in a bank account.
9 terms
unit 7: Banking basics
banking account
deposit
withdraw
check
a place where money is controlled and you can manage it with…
money put into an account
to take money out of your account
an alternative to cash that comes from funds in your account
banking account
a place where money is controlled and you can manage it with…
deposit
money put into an account
18 terms
Banking Basics Vocabulary
liquidity
Federal Reserve
inflation
deflation
the availability of liquid assets to a market or company
the central bank of the United States and the most powerful f…
a general increase in prices and fall in the purchasing value…
reduction of the general level of prices in an economy
liquidity
the availability of liquid assets to a market or company
Federal Reserve
the central bank of the United States and the most powerful f…
48 terms
Basic Banking & Bank Service Terms
Account Activity
Amortization
ATM Fees
Automatic Bank Draft
any activity that creates a debit or credit in an account... (Ex…
Paying back a loan in small, regular amounts over a fixed per…
Fees applied for using ATM
Service that allows you to pay your monthly bills automatically
Account Activity
any activity that creates a debit or credit in an account... (Ex…
Amortization
Paying back a loan in small, regular amounts over a fixed per…
17 terms
Week 9 Banking Basics
depository institutions
non-depository institutions
ATM (automatic teller machine)
checking account
financial institutions that provide traditional checking and…
institutions that provide certain financial services but do n…
provides banking customers with access to financial transacti…
an account into which you deposit money and from which you gr…
depository institutions
financial institutions that provide traditional checking and…
non-depository institutions
institutions that provide certain financial services but do n…
26 terms
Banking basics test
Wages
Income
Taxes
Gross pay
Computed by multiplying your hourly pay rate by numbers of ho…
Payment received for providing resources
Government fees on business and individual income, activities…
Amount people earn before taxes/deductions
Wages
Computed by multiplying your hourly pay rate by numbers of ho…
Income
Payment received for providing resources
22 terms
Basic Banking Terminology
ATM
Balance
Bank charges
Branch
Automatic Teller Machine
The difference between credits and debits in an account
Money paid to a bank for the bank's services
local office of a bank
ATM
Automatic Teller Machine
Balance
The difference between credits and debits in an account
14 terms
Basic Banking Terms
tithe
Savings Account
Checking Account
Certificate of Deposit (CD), Savings B…
10% of income paid to the church (first fruits)
A safe place where you keep your money in a bank and they pay…
A bank account that allows a customer to deposit and withdraw…
Other ways to save. Requires a larger amount of money to open…
tithe
10% of income paid to the church (first fruits)
Savings Account
A safe place where you keep your money in a bank and they pay…
124 terms
PFL basics banking
financial planning process
Short term goals
Intermediate goals
Long term goals
Determine currrent financial situation, develop financial goa…
One yr or less
2-5 years
5+ yrs
financial planning process
Determine currrent financial situation, develop financial goa…
Short term goals
One yr or less
29 terms
Financial Planning:Banking Basics
Automated Teller Machines (ATM)
Debit Cards
Cashier's check
Certificates of deposit (CDs)
let you use a plastic, coded card to withdraw cash, deposit m…
upon use, money is deducted from your account immediately; so…
guaranteed by a bank and received as cash; may be required as…
a low-risk way to save money, insured by the FDIC; your money…
Automated Teller Machines (ATM)
let you use a plastic, coded card to withdraw cash, deposit m…
Debit Cards
upon use, money is deducted from your account immediately; so…
23 terms
Commercial Banking Basics
A bank
Definition of a bank
Commercial Banks
Credit card banks
- is a corporation... - has certificate of authority or bank cha…
Any bank the deposits of which are insured by the FDIC as wel…
General banking business bank
Credit card operations, limited deposit powers, limited lendi…
A bank
- is a corporation... - has certificate of authority or bank cha…
Definition of a bank
Any bank the deposits of which are insured by the FDIC as wel…
20 terms
Banking, Insurance, Investing (Investment Basics)
Investing
SEC
NYSE
NASDAQ
- the commitment of money or capital to purchase financial in…
- Securities and Exchange Commission an independent federal a…
- Established in 1792 on Wall Street in New York City, this s…
-National Association of Securities Dealers Automated Quotati…
Investing
- the commitment of money or capital to purchase financial in…
SEC
- Securities and Exchange Commission an independent federal a…
18 terms
basics of banking thingy's
check
direct deposit
banks
signature card
A system that allows each branch of government to limit the p…
An automatic deposit of a paycheck without having to take a p…
Financial institutions that accept deposits and make loans
Includes the signatures of each person authorized to sign che…
check
A system that allows each branch of government to limit the p…
direct deposit
An automatic deposit of a paycheck without having to take a p…
56 terms
Combo with "Unit 10: Banking Essentials Lesson 31: Banking Basics Module 105: Banking Basics" and 6 others
bartering
currency
people using them agreed on their valu…
bank note
Trading goods and services, known as
Coins and paper bills used as money
What did all these forms of money have in common? Whether the…
Piece of paper that a bank issues to its customers and that c…
bartering
Trading goods and services, known as
currency
Coins and paper bills used as money
17 terms
Investment Banking- Valuation Basics
What is P/E?
EBIT
EBITDA
Unlevered FCF
- Price Per Share/Earnings Per Share... - Equity Value/Net Income
- Company's operating income (from income statement) or reven…
- EBIT including the depreciation and amortization... - Idea = r…
Amount of cash business has before paying its financial oblig…
What is P/E?
- Price Per Share/Earnings Per Share... - Equity Value/Net Income
EBIT
- Company's operating income (from income statement) or reven…
16 terms
Banking Basics 1 @VerticalHunger
ATM
Balance
Deposit
Fee
Automatic teller machine
sum of money in the bank
putting money in the bank
a charge to the customer by the bank
ATM
Automatic teller machine
Balance
sum of money in the bank
17 terms
Econ Final: Money & Banking Basics
How do economists broadly define 'mone…
What are the three (3) functions of mo…
Definition of barter:
Definition of double-coincidence of wa…
Anything that is acceptable in exchange for goods and services
1. Medium of Exchange for daily transactions (today's use of…
exchange (goods or services) for other goods or services with…
-situation where the supplier of good A wants good B and the…
How do economists broadly define 'mone…
Anything that is acceptable in exchange for goods and services
What are the three (3) functions of mo…
1. Medium of Exchange for daily transactions (today's use of…
Blood Bank Basics
antigen
antigenic determinants
autologous ag
homologous/ allogenic ag
substances foreign to the body
portion of ag that responds to specific ab
you own ag
from same species but foreign
antigen
substances foreign to the body
antigenic determinants
portion of ag that responds to specific ab
44 terms
Blood Bank Basics/Groups
MHC genes are found on chromosome __
MHC Class I includes __, __, and __ loci
MHC Class II includes __, __, and __ l…
MHC Class III includes ___ proteins
6
A; B; C
DR; DP; DQ
complement
MHC genes are found on chromosome __
6
MHC Class I includes __, __, and __ loci
A; B; C
12 terms
Unit 10: Banking Essentials Lesson 31: Banking Basics Module 109: E-banking
Electronic banking
"bricks-and-mortar"
E-banking includes
debit card
also known as e-banking, virtual banking, and online banking—…
refers to an actual building—or, in the context of this modul…
ATMs, debit cards, electronic check conversion, direct deposi…
_________ is connected to your checking account and the money…
Electronic banking
also known as e-banking, virtual banking, and online banking—…
"bricks-and-mortar"
refers to an actual building—or, in the context of this modul…
106 terms
Blood Bank Basics
Rh with enzyme treatment
Kell with enzyme treatment
Duffy with enzyme treatment
Kidd with enzyme treatment
Increased reactivity
No change
Decreased reactivity
Increased reactivity
Rh with enzyme treatment
Increased reactivity
Kell with enzyme treatment
No change
14 terms
Basic banking terms
Balance
Deposit
Withdrawal
Transfer
The amount of money held in a bank account at a given moment.
A sum of money kept in a bank.
Money taken out of a bank account.
A method of electronic funds transfer from one person or enti…
Balance
The amount of money held in a bank account at a given moment.
Deposit
A sum of money kept in a bank.
14 terms
basic banking terms
Balance
Deposit
Withdrawal
Transfer
The amount in your account
The money you're adding to your account
Taking money out of your account
Moving money from one account to another
Balance
The amount in your account
Deposit
The money you're adding to your account
70 terms
Basic Banking Terms
Medium of Exchange
Barter
Currency
Commodity Money
Anything that is used to determine value during the exchange…
The direct exchange of one set of goods or services for another
Coins and paper bills used as money
Objects that have value in themselves and that are also used…
Medium of Exchange
Anything that is used to determine value during the exchange…
Barter
The direct exchange of one set of goods or services for another
33 terms
2. Bank - the basics
Rates
Branch
High street bank
Make withdrawal
Stawki
Oddział
Bank posiadający wiele oddziałów
Zrobić wypłatę
Rates
Stawki
Branch
Oddział
38 terms
Blood bank basic genetics
What is a gene?
what is a chromosome?
What is a locus?
what is homozygous?
segment of DNA that codes for a protein
gene carrying structure.
a specific location of a gene or its allele on a chromosome
having identical pairs of genes for any given pair of heredit…
What is a gene?
segment of DNA that codes for a protein
what is a chromosome?
gene carrying structure.
2. Bank - the basics
Rates
Branch
High street bank
Make withdrawal
Stawki
Oddział
Bank posiadający wiele oddziałów
Zrobić wypłatę
Rates
Stawki
Branch
Oddział
41 terms
Money/Banking Basics and Bank Crisis 2007
Name the 5 financial intermediaries or…
Name the 5 types of bank accounts
What is CD
Name the 6 CDs.
1. Commercial Banks... 2. Savings and Loans... 3. Finance Companies…
1. Checking Accounts... 2. Saving Accounts... 3. Interest Earning C…
Certificate of Deposit... a saving certificate with a fixed matu…
Index-Linked CD... Zero-Coupon CD... Bear CD... Bull CD... Brokered CD... Ca…
Name the 5 financial intermediaries or…
1. Commercial Banks... 2. Savings and Loans... 3. Finance Companies…
Name the 5 types of bank accounts
1. Checking Accounts... 2. Saving Accounts... 3. Interest Earning C…
27 terms
Basic Investment Banking Technicals
How do you calculate Gross Margin?
How do you calculate Operating Income?
How do you calculate Net Income?
What is EBITDA?
Revenue - COGS
Gross Margin - Operating Expenses
Operating Income - Other Expenses - Income Tax
Net Income + D&A, good indicator of financial performance bet…
How do you calculate Gross Margin?
Revenue - COGS
How do you calculate Operating Income?
Gross Margin - Operating Expenses
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