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Study sets matching "credit cards"

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Study sets matching "credit cards"

9 terms
Credit Cards
Cash
Budget
Overspend
Credit
Paper bills or metal coins that are used to pay for things.
A spending plan for managing money during a given period of t…
To pay back something that you borrowed.
A loan of money from a financial institution which must be re…
Cash
Paper bills or metal coins that are used to pay for things.
Budget
A spending plan for managing money during a given period of t…
13 terms
Credit Cards
Credit
Credit Limit
Interest Rate
Loan
An arrangement to receive cash, goods, or services now and pa…
Max amount of money that may be borrowed at one time
Percentage paid to a lender for the use of borrowed money.
An amount of money given to the borrower for a set period of…
Credit
An arrangement to receive cash, goods, or services now and pa…
Credit Limit
Max amount of money that may be borrowed at one time
12 terms
Credit Cards
Annual fee
Annual percentage rate (APR)
Credit line
Credit report
Some issuers charge this yearly fee for use of a particular c…
This is the annual interest rate you will be charged if you c…
The amount of money the card issuer will let you borrow
A compilation of the credit history of an individual, from wh…
Annual fee
Some issuers charge this yearly fee for use of a particular c…
Annual percentage rate (APR)
This is the annual interest rate you will be charged if you c…
13 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
36 terms
credit cards
suspicious
examine
suspicious fell on Emily
deny
podejrzane
zbadała
podejrzenia spadły na Emily
zaprzeczać
suspicious
podejrzane
examine
zbadała
15 terms
Credit and Credit Cards
annual fee
annual interest rate
bankruptcy
balance transfer
a fee that is applied each year for the use of a credit card;…
the annual interest rate charged on transactions when you don…
a legal method of absolving debt and a form of !nancial prote…
the transfer of an outstanding credit card balance from one c…
annual fee
a fee that is applied each year for the use of a credit card;…
annual interest rate
the annual interest rate charged on transactions when you don…
25 terms
Credit, Credit Cards and Credit Reports
Annual Fee
Annual Percentage Rate (APR)
Balance Transfers
Borrower
A yearly fee that may be charged for having a credit card
The cost of credit expressed as a yearly interest rate
The act of transferring debt from one credit card account to…
The person or organization that is receiving money from a len…
Annual Fee
A yearly fee that may be charged for having a credit card
Annual Percentage Rate (APR)
The cost of credit expressed as a yearly interest rate
22 terms
Credit Cards
Annual Fee
Annual Percentage Rate
Credit Card
Credit Limit
An amount that credit card companies can charge for the use o…
Cost of borrowing money on an annual basis; takes into accoun…
A plastic card used to make purchases now and pay for them la…
the maximum amount that you may charge on your credit account
Annual Fee
An amount that credit card companies can charge for the use o…
Annual Percentage Rate
Cost of borrowing money on an annual basis; takes into accoun…
18 terms
Credit Card
Credit
Debtor
creditor
Principal
Making purchases now and paying for them later (also known as…
Anyone who owes money; a borrower
Any bank or business that extends credit to others; a lender.
The amount of money borrowed. On a credit card bill, the prin…
Credit
Making purchases now and paying for them later (also known as…
Debtor
Anyone who owes money; a borrower
13 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
14 terms
Credit cards
annual fee
annual percentage rate (APR)
balance
balance transfer
a yearly fee that may be charged for having a credit card
the interest rate for a whole year; for monthly billing perio…
the amount of charges owed to the credit card company
the transfer of money owed from one credit card account to an…
annual fee
a yearly fee that may be charged for having a credit card
annual percentage rate (APR)
the interest rate for a whole year; for monthly billing perio…
12 terms
Credit Cards
Annual fee
Annual percentage rate (APR)
Balance transfers
Credit card
A yearly fee that may be charged for having a credit card... Ju…
The cost of credit expressed as a yearly interest rate... She h…
The act of transferring debt from one credit card account to…
A plastic card that you can use to access a line of credit th…
Annual fee
A yearly fee that may be charged for having a credit card... Ju…
Annual percentage rate (APR)
The cost of credit expressed as a yearly interest rate... She h…
14 terms
CREDIT CARD
credit card
batch
card verification value
card brand or processor
line of credit
A set of credit card transactions from a day.
A three to four digit code on the back of a credit card that…
The credit card company that provides the credit card, such a…
credit card
line of credit
batch
A set of credit card transactions from a day.
12 terms
Credit Cards
Annual Fee
Annual Percentage Rate
Balance Transfers
Credit Cards
Your yearly fee you must pay for having a credit card... My an…
The Rate at which interest is charged on a credit card ... My A…
Th act of transferring debt from one credit card to another.…
A piece of plastic that can be used to spend the bank's money…
Annual Fee
Your yearly fee you must pay for having a credit card... My an…
Annual Percentage Rate
The Rate at which interest is charged on a credit card ... My A…
7 terms
credit cards
credit
credit card
credit limit
charge
when you make purchases with the promise that you will pay th…
a card issued by a bank that allows the card holder to make p…
the maximum amount of money that you are allowed to charge
money borrowed using a credit card
credit
when you make purchases with the promise that you will pay th…
credit card
a card issued by a bank that allows the card holder to make p…
13 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
9 terms
Credit Cards
cc.return
cc.transfer
cc.interest
cc.aom
Handbook explanation of returns
Explanation of transfers to/from CC accounts
Categorize interest to "Interest & Fees"
CC transactions and their effects on the AOM
cc.return
Handbook explanation of returns
cc.transfer
Explanation of transfers to/from CC accounts
21 terms
Credit Cards
opportunity cost
collective cost
consumable goods
durable goods
The most desirable alternative given up as the result of a de…
The ongoing accumulation of interest over several billing per…
purchases that you make often and use up quickly.
goods that last for a relatively long time, such as refrigera…
opportunity cost
The most desirable alternative given up as the result of a de…
collective cost
The ongoing accumulation of interest over several billing per…
7 terms
credit cards
credit
credit card
credit limit
charge
when you make purchases with the promise that you will pay th…
a card issued by a bank that allows the card holder to make p…
the maximum amount of money that you are allowed to charge
money borrowed using a credit card
credit
when you make purchases with the promise that you will pay th…
credit card
a card issued by a bank that allows the card holder to make p…
15 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
15 terms
Credit & Credit Cards
Annual fee
ATM cash advan
Balance Payer
Balance transfer
Yearly fee charged by some credit card companies
Using your credit card to get cash for an automated teller ma…
Someone who pays off his or her entire credit card balance ea…
Paying off one credit card balance by transferring it to anot…
Annual fee
Yearly fee charged by some credit card companies
ATM cash advan
Using your credit card to get cash for an automated teller ma…
25 terms
Credit Cards
Annual fee
Annual percentage rate
Balance transfer
Balance-transfer fee
A yearly fee that may be charged for the use of a credit card…
For credit cards, the APR is the cost of credit expressed as…
The act of transferring debt from one credit card account to…
A fee charged when you make a balance transfer. It may be a f…
Annual fee
A yearly fee that may be charged for the use of a credit card…
Annual percentage rate
For credit cards, the APR is the cost of credit expressed as…
14 terms
Credit cards
annual fee
annual percentage rate (APR)
balance
balance transfer
a yearly fee that may be charged for having a credit card
the interest rate for a whole year; for monthly billing perio…
the amount of charges owed to the credit card company
the transfer of money owed from one credit card account to an…
annual fee
a yearly fee that may be charged for having a credit card
annual percentage rate (APR)
the interest rate for a whole year; for monthly billing perio…
10 terms
Credit Cards
Annual Fee
Annual Percentage Rate
Balance Transfer
Cash Advance Fee
A yearly fee that may be charged for having a credit card. So…
For credit cards, this is the cost of credit expressed as a y…
The act of transferring debt from one credit card account to…
A fee charged when you use a credit card for a specific purpo…
Annual Fee
A yearly fee that may be charged for having a credit card. So…
Annual Percentage Rate
For credit cards, this is the cost of credit expressed as a y…
13 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
11 terms
Credit Cards
Credit Card
Credit card numbers
Expiration date
CVV code
A card that represents a line of credit
Must be between 16 to 19 digits long
Card no longer works
3 or 4 digits on back of credit card
Credit Card
A card that represents a line of credit
Credit card numbers
Must be between 16 to 19 digits long
14 terms
Credit Card
credit agreement
card holder
card issuer
line of credit
the statement of all terms and fees connected to a credit card
person who is responsible for paying the credit card bill
credit card company granting a credit card to the card holder…
the amount of credit available to the card holder
credit agreement
the statement of all terms and fees connected to a credit card
card holder
person who is responsible for paying the credit card bill
11 terms
Credit Card
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
Making purchases now and paying for them later (also known as…
A plastic card used to make purchases now and pay for them la…
Any bank or business that extends credit to others; a lender.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
Making purchases now and paying for them later (also known as…
Credit Cards
Credit Card
Line of Credit
Batch
Card Verification Value
is a plastic card that represents a line of credit
Is an account with money that you can borrow repeatedly
A set of credit card transactions from a day
A three to four digit code on the back of credit card that ac…
Credit Card
is a plastic card that represents a line of credit
Line of Credit
Is an account with money that you can borrow repeatedly
12 terms
Credit Cards
Annual Fee
Annual Percentage Rate (APR)
Balance Transfers
Credit Card
Definition: Yearly fee that may be charged for having a credi…
Definition: The cost of credit expressed as a yearly interest…
Definition: The act of transferring debt from one card to ano…
Definition: A plastic card that you can use to access a line…
Annual Fee
Definition: Yearly fee that may be charged for having a credi…
Annual Percentage Rate (APR)
Definition: The cost of credit expressed as a yearly interest…
13 terms
credit cards
Credit card
line of credit
batch
card verification value
is a plastic card that represents a line of credit
is an account with money that you can borrow repeatedly.
A set of credit card transactions from a day.
A three to four digit code on the back of a credit card that…
Credit card
is a plastic card that represents a line of credit
line of credit
is an account with money that you can borrow repeatedly.
12 terms
Credit Cards
Annual Fee
Interest
Grace period
Overdraft fee
fee you have to pay for each year to use the credit card
Amount the credit card company charges to 'loan' you money, A…
amount of time to pay off your credit card without being char…
amount charged if you go over your spending limit
Annual Fee
fee you have to pay for each year to use the credit card
Interest
Amount the credit card company charges to 'loan' you money, A…
15 terms
credit cards
calculate
compensate
moderate
priority
to work out something using math.
to pay with money or something of value.
not extream
the thing of most importance is sports
calculate
to work out something using math.
compensate
to pay with money or something of value.
18 terms
Credit and Credit Cards
APR
Secured Card
Store Card
Bank Card
Stands for Annual Percentage Rate and also is sometimes calle…
A type of credit card that is backed by a savings account use…
A common term for a card from a store such as Best Buy or Koh…
A common term for a card such as a Mastercard or Visa that is…
APR
Stands for Annual Percentage Rate and also is sometimes calle…
Secured Card
A type of credit card that is backed by a savings account use…
12 terms
Credit Cards
Annual Fee
credit bureau
balance transfer
credit score
Yearly fee charged by some credit card companies
collects credit information
Paying off one credit card by charging it to another credit c…
numerical rating used by lenders in the loan approval process
Annual Fee
Yearly fee charged by some credit card companies
credit bureau
collects credit information
24 terms
Credit Cards
interest
finance charge
annual percentage rate (APR)
credit
the price you pay for using a lender's money ie. the charge f…
a fee for borrowing money, includes interest and any other ch…
the cost of credit expressed as a yearly interest rate
making purchases now and paying for them later (also known as…
interest
the price you pay for using a lender's money ie. the charge f…
finance charge
a fee for borrowing money, includes interest and any other ch…
32 terms
Credit & Credit Cards
Credit
Principal
Interest
Default
Buying of goods and services with a promise to repay later
the amount originally borrowed
the amount the borrower must pay for the use of someone else'…
a loan repayed in equal monthly amounts, act of failing to me…
Credit
Buying of goods and services with a promise to repay later
Principal
the amount originally borrowed
10 terms
Credit Cards
Annual Fee
Annual Percentage Rate
Balance Transfer
Cash Advance Fee
A yearly fee that may be charged for having a credit card. So…
For credit cards, this is the cost of credit expressed as a y…
The act of transferring debt from one credit card account to…
A fee charged when you use a credit card for a specific purpo…
Annual Fee
A yearly fee that may be charged for having a credit card. So…
Annual Percentage Rate
For credit cards, this is the cost of credit expressed as a y…
13 terms
Credit Cards
APR
Credit
Credit Card
Creditor
Annual Percentage Rate, or the interest rate that the user of…
An arrangement in which consumers agreed to buy now and pay l…
A plastic card issued by a bank, business, etc., for the purc…
A person to whom money is owed.
APR
Annual Percentage Rate, or the interest rate that the user of…
Credit
An arrangement in which consumers agreed to buy now and pay l…
16 terms
Credit Cards
Credit Card
Interest
Minimum Payment
Credit Limit
A plastic card that you can use to access a line of credit th…
The cost of credit
The smallest amount that can be paid in order to keep the acc…
Maximum dollar amount that can be borrowed.
Credit Card
A plastic card that you can use to access a line of credit th…
Interest
The cost of credit
25 terms
Credit Cards
Annual Fee
Annual Percentage Rate (APR)
Balance
Credit Bureau
The once-a-year cost of owning a credit card. Some credit car…
The yearly interest rate charged on outstanding credit card b…
An amount of money. In personal banking, balance refers to th…
A reporting agency that collects information on consumer cred…
Annual Fee
The once-a-year cost of owning a credit card. Some credit car…
Annual Percentage Rate (APR)
The yearly interest rate charged on outstanding credit card b…
20 terms
Credit & Credit Cards Terms
Credit
Good Credit
Bad Credit
Purchase
obtaining goods or services with the ability to pay for them…
Very likely to pay back something borrowed. Easy to trust.
Very unlikely to pay back something borrowed. Hard to trust.
Buy something
Credit
obtaining goods or services with the ability to pay for them…
Good Credit
Very likely to pay back something borrowed. Easy to trust.
22 terms
Credit Cards
Credit
Credit Card
Credit limit
Charge
the ability to make purchases with the promise that the money…
a card issued by a bank, retail store, or business that allow…
the maximum amount of money that the credit card issues will…
monies borrowed using a credit card
Credit
the ability to make purchases with the promise that the money…
Credit Card
a card issued by a bank, retail store, or business that allow…
12 terms
Credit Cards
Annual Percentage Rate
Balance Transfers
Credit Cards
Credit Limit
Cost of borrowing money on an annual basis; takes into accoun…
The act of transferring debt from one credit card account to…
Plastic cards used to make purchases on credit.... I use my cre…
the maximum amount that you may charge on your credit account…
Annual Percentage Rate
Cost of borrowing money on an annual basis; takes into accoun…
Balance Transfers
The act of transferring debt from one credit card account to…
12 terms
Credit Cards and Building Credit
APR
Creditor
Debtor
Credit
Annual Percentage Rate. Percentage of interest that credit ca…
Person or company who lended money
Borrower
Arrangement in which consumers buy now, pay later. Usually in…
APR
Annual Percentage Rate. Percentage of interest that credit ca…
Creditor
Person or company who lended money
26 terms
Credit cards
annual fee
Annual Percentage Rate (APR)
balance
balance transfer
The fee some issuers charge to manage your credit card account.
The interest rate used to calculate how much in finance charg…
Total amount charged on the credit card.
The process of moving an unpaid credit card debt from one iss…
annual fee
The fee some issuers charge to manage your credit card account.
Annual Percentage Rate (APR)
The interest rate used to calculate how much in finance charg…
credit card
credit history
credit report
credit risk
debt
A summary of a person's borrowing and repayment history.
A report on a person's creditworthiness that includes identif…
How likely or unlikely you are to pay back money loaned to you.
Money you owe
credit history
A summary of a person's borrowing and repayment history.
credit report
A report on a person's creditworthiness that includes identif…
17 terms
credit cards
credit cards
monthly statement
minimum payment
Co-applicant
a card that allows you to buy items now and pay for them later
a form like a bank statement sent by a credit card company to…
the least amount of your balance that you must pay to the cre…
a person who applies with you for a credit card account
credit cards
a card that allows you to buy items now and pay for them later
monthly statement
a form like a bank statement sent by a credit card company to…
15 terms
credit cards
You have a balance of $456.79 on your…
Which of these is allowed when you app…
Which is not true? ... a. low credit indi…
How is a finance charge calculated?
$490.89 (Multiply balance by finance charge--1.5%. Add Late f…
b
d
Multiply the unpaid balance by the monthly interst rate.
You have a balance of $456.79 on your…
$490.89 (Multiply balance by finance charge--1.5%. Add Late f…
Which of these is allowed when you app…
b
50 terms
Credit and Credit Cards
Credit
Debtor
Creditor
Why do you need credit?
A transaction in which a borrower (debtor) receives goods, se…
A person who owes money
A person to whom money is owed
Buying a home, Getting a job, Getting phone service, Renting…
Credit
A transaction in which a borrower (debtor) receives goods, se…
Debtor
A person who owes money
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