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Study sets matching "finance modern banking"

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Study sets matching "finance modern banking"

19 terms
Banking and Finance
accounting
balance
cash
clerk
kế toán
cân đối
tiền mặt
nhân viên bán hàng
accounting
kế toán
balance
cân đối
52 terms
Finance & Banking
Bank
Depository institution
Reserves
Retail banks
Any financial institution
Giving money to it and coming back later to get it. (Deposit/…
Percentage of banks funds that are held for bank.
Similar to commercial banks. Mainly consumers. Provides servi…
Bank
Any financial institution
Depository institution
Giving money to it and coming back later to get it. (Deposit/…
29 terms
Banking and Finance
accounting
balance
bureau de change
cash
kế toán
cân bằng
phòng thu đổi ngoại tệ
tiền mặt
accounting
kế toán
balance
cân bằng
banking finance
Checking Account
Savings Account
Super Now Account
Money market account
An account in the bank that always the money to be deposited…
A bank account that earns interest.
More constant compound with higher interest rates.
is an account that has higher interest rate than a savings ac…
Checking Account
An account in the bank that always the money to be deposited…
Savings Account
A bank account that earns interest.
10 terms
Banking and Finance
Deposit
Withdrawal
ATM
Debit Card
Adding money to your account
Taking money out of your account
Automatic Teller Machine
Immediately withdraws money from account
Deposit
Adding money to your account
Withdrawal
Taking money out of your account
18 terms
Banking and Finance
interest rate
bank teller
balance
branch
os juros
o/a caixa
o saldo
a agência
interest rate
os juros
bank teller
o/a caixa
55 terms
Banking and Finance
Accounting
Balance
Cash
Checking account
Kế toán
Cân bằng / Quyết toán / Bảng quyết toán
Tiền mặt
Tài khoản thanh toán
Accounting
Kế toán
Balance
Cân bằng / Quyết toán / Bảng quyết toán
Modern Banking
List 5 functions of many banks or fina…
2 measures of the money supply
What is M1?
What is M2?
1.risk management... 2. Pension providing... 3. Investment... 4. Depos…
M1... M2
Currency plus demand deposits in commercial banks.
Consists of M1 plus savings deposits including money market d…
List 5 functions of many banks or fina…
1.risk management... 2. Pension providing... 3. Investment... 4. Depos…
2 measures of the money supply
M1... M2
49 terms
Banking & Finance
non- sufficient funds
money in pocket
identify bank on which check is written
overdraft protection
...
most liquid asset
ABA number on a check is used to...
automatic loan made to you by a financial institution if you…
non- sufficient funds
...
money in pocket
most liquid asset
Banking and Finance GES Regulations
Bank Secrecy Act (BSA)
USA PATRIOT Act
Currency Transaction Report (CTR)
Monetary Instrument Log (MIL)
The __________ _______________ ______ requires U.S. financial…
The purpose of the Act is to deter and punish terrorist acts…
As part of the BSA, this form is required to be filled out wh…
As part of the BSA, this form is required to be filled out wh…
Bank Secrecy Act (BSA)
The __________ _______________ ______ requires U.S. financial…
USA PATRIOT Act
The purpose of the Act is to deter and punish terrorist acts…
12 terms
BANKS - MODERN TRENDS AND PRODUCTS IN BANKING
The banking sector has experienced a p…
ELECTRONIC BANKING (E-banking)/INTERNE…
TELE-BANKING (TELEPHONE BANKING)... is a…
M-BANKING:... Mobile banking (M-banking)…
Bankovní sektor zaživá proces důležitých strukturálních ZMĚN.…
ELEKTRONICKÉ BANKOVNICTVÍ (E-bankovnictví)/INTERNETOVÉ BANKOV…
TELE-BANKING (TELEFONNÍ BANKOVNICTVÍ) je služba nabízená bank…
M-BANKING (MOBILE BANKING) je systém, které umožňuje zákazník…
The banking sector has experienced a p…
Bankovní sektor zaživá proces důležitých strukturálních ZMĚN.…
ELECTRONIC BANKING (E-banking)/INTERNE…
ELEKTRONICKÉ BANKOVNICTVÍ (E-bankovnictví)/INTERNETOVÉ BANKOV…
25 terms
Banking and Finance
Role of a Sales Person
Sales Person
Sales Person Behavior
Sales Person Training
retain those who are already clients.
direct contact with the clients, so they are the connection b…
can affect the image that clients have of the bank.
need more training since their impact on excellent customer s…
Role of a Sales Person
retain those who are already clients.
Sales Person
direct contact with the clients, so they are the connection b…
Banking and Finance GES
Annual Percentage Rate (APR)
Annual Percentage Yield (APY)
Automated Teller Machine (ATM)
Automatic Bill Payment
The cost of credit on a yearly basis, expressed as a percenta…
A percentage rate reflecting the total amount of interest pai…
A machine, activated by a magnetically encoded card or other…
A check-less system for paying recurring bills with one autho…
Annual Percentage Rate (APR)
The cost of credit on a yearly basis, expressed as a percenta…
Annual Percentage Yield (APY)
A percentage rate reflecting the total amount of interest pai…
29 terms
Banking and Finance
two types of deposit accounts
transaction account
demand deposits
most common form of a transaction acco…
transaction accounts and time deposits
an account that allows transaction to occur at any time in an…
payable on demand whenever depositor chooses
checking account
two types of deposit accounts
transaction accounts and time deposits
transaction account
an account that allows transaction to occur at any time in an…
133 terms
Banking and Finance Vocabulary
ability to pay
absorption-costing
accelerated depreciation
acquisition
Zahlungsfähigkeit
Vollkostenrechnung
Jede Abschreibungsmethode, welche mehr jährliche Abschreibung…
Erwerb
ability to pay
Zahlungsfähigkeit
absorption-costing
Vollkostenrechnung
46 terms
Banking and finance
Bull market
Bear market
LLC
Sole proprietorship
Market that is trending up
A market that is trending down
-private limited company... -owner of business can't be in debt…
-little gov regulation ... -simplest business to run... -pays perso…
Bull market
Market that is trending up
Bear market
A market that is trending down
9 terms
Banking & Finance
make out a check
bounce a check
on credit
take out
to write, fill in a check
to pay by check without having enough money available in the…
without having to pay with cash, a check at the moment of pur…
to withdraw money from ones account, to arrange a loan from a…
make out a check
to write, fill in a check
bounce a check
to pay by check without having enough money available in the…
23 terms
Banking Finance
Assets
Bankruptcy
Budget
Cash flow
Items owned by the credit union that provides benefits to sam…
A court action declaring a person free of most debts, due to…
A financial plan serving as an estimate of income, expenses,…
A person's pattern of income and expenditures, and the result…
Assets
Items owned by the credit union that provides benefits to sam…
Bankruptcy
A court action declaring a person free of most debts, due to…
14 terms
Banking & Finance
Checking Account
Savings Account
Super Now Account
Money Market Account
...
...
...
...
Checking Account
...
Savings Account
...
11 terms
Finance: Banking
Sign the back of a check to confirm to…
Save for periodic expenses, for "rainy…
Lenders charge for use of their money
Amount of deposit multiplied by the in…
Endorsing a Check
Savings Account
Interest
Calculate Earned Interest
Sign the back of a check to confirm to…
Endorsing a Check
Save for periodic expenses, for "rainy…
Savings Account
31 terms
Finance & banking
an outcome
Bottom line
to purchase
to buy
résultat
résultat financier
acheter
acheter
an outcome
résultat
Bottom line
résultat financier
19 terms
finance: banking
bank account
bank
interest rates
Federal deposit insurance corporation
A banking service allowing a customer's money to be handled a…
insolvent
A fee paid to borrow money
(FDI) A United States government corporation created by the G…
bank account
A banking service allowing a customer's money to be handled a…
bank
insolvent
59 terms
Banking and Finances
coins
banknotes
cash
pocket money
mince
bankovky
hotovosť
vreckové peniaze
coins
mince
banknotes
bankovky
10 terms
Finance - Banking
FDIC (Federal Deposit Insurance Company)
Basic Banking account
Bounced check
Certified check
An independent agency of the federal government. Insure accou…
A low cost account that can be started with $25 and includes…
A check returned by the bank because it is considered not pay…
A guranteed check that is stamped by the bank.
FDIC (Federal Deposit Insurance Company)
An independent agency of the federal government. Insure accou…
Basic Banking account
A low cost account that can be started with $25 and includes…
Banking & Finance
Assets
Budget
Direct Deposit
Discrepancies
Anything of value owned by the business.
Detailed plans for the financial needs of individuals, famili…
Funds are deposited electronically and available automaticall…
Differences between actual and budgeted performance.
Assets
Anything of value owned by the business.
Budget
Detailed plans for the financial needs of individuals, famili…
12 terms
Finance-Banking
Overdraft
ATM
EFT
Reconcile
a deficit in a bank account caused by drawing more money than…
An automated teller machine (ATM) is an electronic banking ou…
Electronic Funds Transfer (EFT) is a system of transferring m…
To make (one account) consistent with another, especially by…
Overdraft
a deficit in a bank account caused by drawing more money than…
ATM
An automated teller machine (ATM) is an electronic banking ou…
40 terms
Banking & Finance
Checking
Teller
Gross
Withdraw
A bank account you use to pay everyday expenses
A bank employee
Income before you pay taxes
Take money out of the bank
Checking
A bank account you use to pay everyday expenses
Teller
A bank employee
17 terms
Finance / Banking
budget
Funding
investment
tax
financial plan
reserve
...
...
budget
financial plan
Funding
reserve
15 terms
Finance and banking
Business finance company
Captive finance company
Consumer finance company
Credit union
Arrange with a business to provide loans to its customers
Provides loans to manufactures
Provides high interest personal loans to individuals who have…
A financial institution that provides many of the same servic…
Business finance company
Arrange with a business to provide loans to its customers
Captive finance company
Provides loans to manufactures
33 terms
Finance & Banking
a bank note
a bank statement
to be overdrawn
a mortgage
un billet
un relevé bancaire
être à découvert
un prêt immobilier
a bank note
un billet
a bank statement
un relevé bancaire
35 terms
Banking Finance
Account
ATM
Available Balance
Bounced Check
A banking service allowing a customer's money to be handled a…
A specialized computer used by bank customers to manage their…
The amount of money in your account that you can use or withd…
See Non-sufficient funds
Account
A banking service allowing a customer's money to be handled a…
ATM
A specialized computer used by bank customers to manage their…
35 terms
Banking Finance
Account
Automated Teller Machine (ATM)
Available Balance
Bad or Bounced Check
A banking service allowing a customer's money to be handled a…
A specialized computer used by bank customers to manage their…
The amount of money in your account that you can use or withd…
The lack of enough money in an account to pay a particular ch…
Account
A banking service allowing a customer's money to be handled a…
Automated Teller Machine (ATM)
A specialized computer used by bank customers to manage their…
14 terms
Banking Finance
Balloon payment
Credit insurance
Elder financial abuse
Equity
Is a large, lump sum payment that is due at the end of the te…
When you apply for a mortgage or personal loan you may be ask…
The perpetration of a financial crime against elder citizens…
The value of your investment above the total of your lien (de…
Balloon payment
Is a large, lump sum payment that is due at the end of the te…
Credit insurance
When you apply for a mortgage or personal loan you may be ask…
19 terms
Banking & Finance
balance (bank [countable])
bureau de change (plural bureaux de ch…
accounting ([uncountable])
clerk ([countable])
the amount of money that you have in your bank account
a shop where you can change foreign money
accountancy
someone who keeps records or accounts in an office
balance (bank [countable])
the amount of money that you have in your bank account
bureau de change (plural bureaux de ch…
a shop where you can change foreign money
101 terms
Banking finance
Account
Automated teller machine ATM
Available balance
Bad or bounced check
A banking service allowing a customer's money to be handled a…
A specialized computer used by bank customers to manage their…
The amount of money in your account that you can use or withd…
See Non-sufficient funds
Account
A banking service allowing a customer's money to be handled a…
Automated teller machine ATM
A specialized computer used by bank customers to manage their…
34 terms
Banking Finance
Account
Automated Teller... Machine (ATM).
Bad or bounced check.
Bank.
A banking service allowing a customer's money to be handled a…
A specialized computer used by bank customers to manage their…
See Non-sufficient funds
A financial institution that handles money, including keeping…
Account
A banking service allowing a customer's money to be handled a…
Automated Teller... Machine (ATM).
A specialized computer used by bank customers to manage their…
16 terms
Banking&Finance
Reverse Liquidity
Margin
Run On The Bank
FDIC
The ease of converting reserves in a bank to cash
Buying stock on borrowed money
When large numbers of bank customers try to withdraw their de…
Federal Deposit Insurance Corporation
Reverse Liquidity
The ease of converting reserves in a bank to cash
Margin
Buying stock on borrowed money
14 terms
Banking and finance
Bank statement
Deposit
Withdrawa
Open an account
Bản kê tài khoản
Gửi tiền
Rút tiền
Mở tài khoản
Bank statement
Bản kê tài khoản
Deposit
Gửi tiền
18 terms
Finance-- banking
Commercial banks
Savings and loan
Credit union
EFT
Bank that provides the widest variety of banking services, in…
Traditionally specialized in saving accounts and loans for ho…
A nonprofit organization that provides banking services to it…
move money electronically into and out of your account
Commercial banks
Bank that provides the widest variety of banking services, in…
Savings and loan
Traditionally specialized in saving accounts and loans for ho…
28 terms
Finance: Banking
Credit Union
Commercial Banking
Mortgage Banking
Investment Services
A financial institution owned by its members that provides sa…
banking services offered to businesses
The origination, servicing, and sale of mortgage loans by a f…
includes stocks and bonds
Credit Union
A financial institution owned by its members that provides sa…
Commercial Banking
banking services offered to businesses
12 terms
Banking and Finance
Investment Banking
Sell Side (Investment Banking)
Buy Side (Investment Banking)
Investment Banks
Assists individuals, corporations, and governments in raising…
Trading securities for cash or other securities (facilitating…
The provision of advice to institutions concerned with buying…
Goldman Sachs, Morgan Stanley, JPMorgan Chase, BofA Merrill L…
Investment Banking
Assists individuals, corporations, and governments in raising…
Sell Side (Investment Banking)
Trading securities for cash or other securities (facilitating…
20 terms
Banking and finance
Money
Finance
Stock
Inflatation
Any tem recieves as a form of payment
Activities involved with saving,investing and using money by…
A security representing ownership of a corporation
Rise in the general level of prices
Money
Any tem recieves as a form of payment
Finance
Activities involved with saving,investing and using money by…
28 terms
Banking and Finance
installment loans
Secured and unsecured
Lending terminology
Open End Loans
Personal,automobile,home,education
Defaults,secures,legal,reputation,signature
Amount,principal,charges,total,repay,period
Cards,Credit
installment loans
Personal,automobile,home,education
Secured and unsecured
Defaults,secures,legal,reputation,signature
131 terms
BANKING AND FINANCE
numer konta
saldo
mieć ujemne saldo/debet
rachunek oszczędnościowy
account number
balance
to be overdrawn
savings account
numer konta
account number
saldo
balance
47 terms
Banking and finance
Annual report
Assets
Audit
Broker
Fincial report of the last year and goals for future
Things of value a person owns
Examination of tax returns
Deals with property issues
Annual report
Fincial report of the last year and goals for future
Assets
Things of value a person owns
20 terms
finance and banking
banking
borrow
budget
commerce
銀行業務
借りる
予算
商業
banking
銀行業務
borrow
借りる
30 terms
banking and finance
deposit
interest
to charge interest
securities
bankbetét
kamat
kamatot számít fel
értékpapírok
deposit
bankbetét
interest
kamat
57 terms
Banking and finance
Asset
Spread
Commercial bank
Niche market
Anything of value owned
The difference between interest paid and interest received
The most common form of government backed corporate banks
A targeted smaller group of customers
Asset
Anything of value owned
Spread
The difference between interest paid and interest received
16 terms
Banking and Finance - Chapter 6
Credit
Consumer Credit
Creditor
Closed End Credit
An arrangement to receive cash, goods, or services now and pa…
Use of credit for personal needs.
An entity, such as a financial institution, merchant, or indi…
Credit as a one-time loan that you will pay back over a speci…
Credit
An arrangement to receive cash, goods, or services now and pa…
Consumer Credit
Use of credit for personal needs.
18 terms
Banking and Finance - Chapter 14
Health Insurance
Coinsurance
stop-loss
co-payment
a form of protection that eases the financial burden people m…
the percentage of the medical expenses the policy holder must…
an insurance policy provision that requires the policyholder…
a flat-fee that you pay every time you receive a covered serv…
Health Insurance
a form of protection that eases the financial burden people m…
Coinsurance
the percentage of the medical expenses the policy holder must…
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