Study sets matching "financial economic"
Study sets
Classes
Users
Budget
Gross Income
Net Income
Variable Expenses
money set aside for a specific purpose
money made before taxes are taken out
money brought home after taxes have been deducted
expenses that are not constant or change in amount monthly
Budget
money set aside for a specific purpose
Gross Income
money made before taxes are taken out
coupons
level coupon bond
face value
par value
the regular interest payments on a bond
bonds that have a constant coupon that is paid every year
the amount repaid at the end of the loan for a bond
the amount repaid at the end of the loan for a bond
coupons
the regular interest payments on a bond
level coupon bond
bonds that have a constant coupon that is paid every year
Financial investment
investment that increases value
Financial asset
real asset
buying or building an asset for financial gain
fixing a kitchen or bathroom in a house... buying art(rich people…
re cash and securities, such as stocks and bonds
include gold, oil or real estate, production equipment, invent…
Financial investment
buying or building an asset for financial gain
investment that increases value
fixing a kitchen or bathroom in a house... buying art(rich people…
Investment
Diversification
Portfolio
Prospects
The use of assets to earn income or profits
Spreading out investments to reduce risk
A collection of financial assets
An investment report to potential investors
Investment
The use of assets to earn income or profits
Diversification
Spreading out investments to reduce risk
T Accounting
Leverage ratio
Liabilities
Transform Assets
Assets=liabilities+capital
Asset/capital how much each dollar of capital supports ($) of…
Fixed, fluctuations in asset values=increase or decrease in eq…
The spread with which financial institutions make profits. Len…
T Accounting
Assets=liabilities+capital
Leverage ratio
Asset/capital how much each dollar of capital supports ($) of…
Economic Investment
FInancial investment
Present Value of Money
Time value of money
paying for new additions/replacement to capital stock
buying or building assets for financial gain... new or old asset…
present day value of future returns or costs that are expected…
a specific amount of $ is more valuable to a person sooner it…
Economic Investment
paying for new additions/replacement to capital stock
FInancial investment
buying or building assets for financial gain... new or old asset…
Expected Value
Expected Return
Standard Deviation
Value at risk
(Probability)*(Payoff)
[(Expected Value)-Investment]/(Investment)
Measures real risk (The lowest SD= the least risky) ... [(probabi…
=Investment − Payoff at worst outcome
Expected Value
(Probability)*(Payoff)
Expected Return
[(Expected Value)-Investment]/(Investment)
Budget
Consumer
Credit
Economy
an estimate, often itemized, of expected income and expense fo…
a person who purchases goods and services for personal use
time allowed for payment for goods or services obtained on tru…
the wealth and resources of a country or region, esp. in terms…
Budget
an estimate, often itemized, of expected income and expense fo…
Consumer
a person who purchases goods and services for personal use
Ludwig Von Mises... ""
Most Metals trade in
Futures trading is a zero sum game T/F?
Thomas Gresham... ""
Regression Theorem - Money has worth because it replaced barte…
New York
False
"Bad money drives out good" - Good money disappears from circu…
Ludwig Von Mises... ""
Regression Theorem - Money has worth because it replaced barte…
Most Metals trade in
New York
Cap Rate
What are the three types of leases?
What are the basic elements of a lease?
What is CAM and how is it allocated?
NOI/Value. If return on capital greater than cap rate -- do pr…
Gross, Net & Bondable
Demised premises, term, TI, Rent, Expenses, Security Deposit,…
Common Area Maintenance. Usually allocated by SF or frontage.
Cap Rate
NOI/Value. If return on capital greater than cap rate -- do pr…
What are the three types of leases?
Gross, Net & Bondable
The expected portfolio return is simply…
It would therefore be advisable ...
not least because ...
This raises the question of whether ...
Die erwartete Rendite des Portfolios ist einfach der gewichtet…
Es wäre deshalb ratsam ...
nicht zuletzt deshalb, weil ...
Deshalb stellt sich die Frage, ob ...
The expected portfolio return is simply…
Die erwartete Rendite des Portfolios ist einfach der gewichtet…
It would therefore be advisable ...
Es wäre deshalb ratsam ...
budget
consumer
credit
economy
an estimate, often itemized, of expected income and expense fo…
a person who purchases goods and services for personal use
time allowed for payment for goods or services obtained on tru…
the wealth and resources of a country or region, esp. in terms…
budget
an estimate, often itemized, of expected income and expense fo…
consumer
a person who purchases goods and services for personal use
Financial Institution
Savings
Interest
Interest rate
a bank, trust company, insurance company, credit union, buildi…
Disposable income not spent for consumer goods.
The amount of money that is either gained or lose when accessi…
The percentage used annually to calculate the total interest e…
Financial Institution
a bank, trust company, insurance company, credit union, buildi…
Savings
Disposable income not spent for consumer goods.
Public Utilities
Federal Reserve System district amount
Debit Card
Bonds
In the US economy, the business sector MOST LIKELY made up of…
12 districts
The payment method that immediately withdraws money electronic…
the financial instrument designed to offer regular interest pa…
Public Utilities
In the US economy, the business sector MOST LIKELY made up of…
Federal Reserve System district amount
12 districts
Aggregate Income
Aggregate Output
Aggregate Price Level
Asset
Total income of factors of production (land, labor and capital…
Total production of goods and services in an economy
Average price of goods and services in an economy
Any financial claim or piece of property that is subject to ow…
Aggregate Income
Total income of factors of production (land, labor and capital…
Aggregate Output
Total production of goods and services in an economy
adverse selection
asset transformation
asymmetric information
brokers
problem created by asymmetric information before the transacti…
the process of risk sharing
inequality of information available
agents of investors who match buyers with sellers of securities
adverse selection
problem created by asymmetric information before the transacti…
asset transformation
the process of risk sharing
Financial assets are classified into 3…
Types of fixed income securities:
Money Market Security
Capital Market Security
fixed income securities, equities, and derivatives
money market securities and capital market securities
if the maturity is relatively short and risk is very small
if the maturity is relatively long
Financial assets are classified into 3…
fixed income securities, equities, and derivatives
Types of fixed income securities:
money market securities and capital market securities
operating activity
investment activity
financing activity
Common-Size Balance Sheets
net income and changes in current accounts
changes in fixed assets
how firm raises cash... changes in notes payable, LT debt, and eq…
Compute all accounts as a percent of total assets
operating activity
net income and changes in current accounts
investment activity
changes in fixed assets
bond
face value, par value
coupon rate
zero-coupon bond
A security that obligates the... issuer to make specified... payment…
The payment to the... bondholder at the maturity... of the bond
A bond's annual interest... payment per dollar of... par value
A bond paying no coupons... that sells at a discount and... provides…
bond
A security that obligates the... issuer to make specified... payment…
face value, par value
The payment to the... bondholder at the maturity... of the bond