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Study sets matching "financial"

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Study sets matching "financial"

12 terms
financial
wealth
return
opportunity cost
trade offs
the quality of profuse abundance
come back to place where one has been before, or return to a…
cost in terms of foregone alternatives
Alternatives that must be given up when one is chosen rather…
wealth
the quality of profuse abundance
return
come back to place where one has been before, or return to a…
12 terms
financial
wealth
return
opportunity cost
trade offs
the quality of profuse abundance
come back to place where one has been before, or return to a…
cost in terms of foregone alternatives
Alternatives that must be given up when one is chosen rather…
wealth
the quality of profuse abundance
return
come back to place where one has been before, or return to a…
24 terms
Financial
cash flow forecast (noun, countable)
equity stake (noun, countable)
franchise (noun, countable)
gross profit (noun, countable)
an estimate of a company's inflows and outflows of money meas…
the proportion of a business owned by shareholders
right to market a product or provide a service as granted by…
profit before overheads (fixed operating expenses) have been…
cash flow forecast (noun, countable)
an estimate of a company's inflows and outflows of money meas…
equity stake (noun, countable)
the proportion of a business owned by shareholders
59 terms
Financial
APR-Anual Percentage Rate
balance transfer
business days
collections department
tasa de interés con porcentaje anual
transferencia de saldo
días hábiles
departamento de cobranzas, departamento de cobros
APR-Anual Percentage Rate
tasa de interés con porcentaje anual
balance transfer
transferencia de saldo
29 terms
Financial
income
profit
not for profit
profitable
доход
прибыль
некоммерческий
выгодный
income
доход
profit
прибыль
Financial
a subsidiary
suppliers
spendings
an invoice
une filiale
fournisseur
dépenses
une facture
a subsidiary
une filiale
suppliers
fournisseur
11 terms
Financial
Relevance
Reliability
Net Income Presentation
Prospectively
(1) Predictive Value ... (2) Feedback Value... (3) Timeliness
(1) Neutrality ... 2) Representational Faithfulness... 3) Verifiabi…
on IS:... I - Income from continuing operations (gross of tax)... D…
changes in accounting estimate are applied
Relevance
(1) Predictive Value ... (2) Feedback Value... (3) Timeliness
Reliability
(1) Neutrality ... 2) Representational Faithfulness... 3) Verifiabi…
26 terms
Financial
value
need
want
spending plan
The regard that something is held to deserve; the importance…
something required or essential that is lacking.
a specific feeling of desire
a plan for spending and saving money based on a person's goal…
value
The regard that something is held to deserve; the importance…
need
something required or essential that is lacking.
182 terms
Financial
In making resource allocation decision…
Overview of Business Activities
goals vs strategies
Influencing Factors for formulating go…
Reliable and relevant information about financial position, p…
Establishing goals and strategies... Obtaining financing... Making…
Goals: End results toward which the firm directs its energies…
-Goals and strategies of competitors... -Barriers to entry of th…
In making resource allocation decision…
Reliable and relevant information about financial position, p…
Overview of Business Activities
Establishing goals and strategies... Obtaining financing... Making…
34 terms
Financial
Working Capital
Interest Payable
Current Ratio
Accounts Payable Turnover
Current Assets - Current Liabilities (if this is low you risk…
Principal x Rate x Time
Current Assets / Current Liabilities
Cost of Goods Sold (COGS) / Avg. Accounts Payable
Working Capital
Current Assets - Current Liabilities (if this is low you risk…
Interest Payable
Principal x Rate x Time
455 terms
Financial
Abatement
Abrogate, to
Absorb the loss, to
Account
Rebaja
Revocar... Anular
Absorber la pérdida
Cuenta
Abatement
Rebaja
Abrogate, to
Revocar... Anular
45 terms
Financial
Assets
Cash
Investments
Accounts Receivable
Things that are resources owned by a company and which have f…
A current asset account which includes currency, coins, check…
The long term asset category of a classified balance sheet wh…
A current asset resulting from selling goods or services on c…
Assets
Things that are resources owned by a company and which have f…
Cash
A current asset account which includes currency, coins, check…
12 terms
Financial
Financial Freedom
Opportunity
Comparison Shopping
Unit Price
The ability to make life decisions without worrying about fin…
A good or service given up in order to take the best choice.
Examining multiple similar products, taking note of similarit…
The cost per unit for a specific item that you are buying.
Financial Freedom
The ability to make life decisions without worrying about fin…
Opportunity
A good or service given up in order to take the best choice.
10 terms
financial
invoice
taxable profit (income)
gross payroll
retained earnings
счет фактура
налогооблагаемая прибыль
начисленная заработанная плата
нераспределенная прибыль
invoice
счет фактура
taxable profit (income)
налогооблагаемая прибыль
14 terms
Financial
Money.
Forms of money.
Functions of money
Standard unit of account.
Money is an object or record that is generally accepted as pa…
Cash, Cheques, Credit card, Debit card, Eftpos, Gold, Barteri…
Standard unit of account.... Medium of exchange.... A store of va…
It must have a common unit for measuring the value of all goo…
Money.
Money is an object or record that is generally accepted as pa…
Forms of money.
Cash, Cheques, Credit card, Debit card, Eftpos, Gold, Barteri…
15 terms
Financial
Net Profit
Key Elements to Managing profits
Desirable Expense Indicator
Drug Markup
Funds available to owner after all expenses are deducted
Control of cash, accounts receivable, and inventory assets.
Small animal 9-12% Large animal 10-14%
Formula for determining the selling price of a drug, determin…
Net Profit
Funds available to owner after all expenses are deducted
Key Elements to Managing profits
Control of cash, accounts receivable, and inventory assets.
28 terms
financial
Bonds
Stock
Net Income
Gross Income
Loaning money to a business
You have part ownership of a company
Income after taxes
Income before taxes
Bonds
Loaning money to a business
Stock
You have part ownership of a company
45 terms
Financial
Functions of internal controls
Sarbanes-Oxley Act
Requirement of SOX
Sarbanes Oxley was in response to
Safegaurd assets, check reliability of act data, promote oper…
legislation passed by congress after accounting fraud tied to…
Independent outside auditors must attest to level of internal…
Series od corporate scandals invloving Enron, Global Crossing…
Functions of internal controls
Safegaurd assets, check reliability of act data, promote oper…
Sarbanes-Oxley Act
legislation passed by congress after accounting fraud tied to…
Financial
To deposit to a bank
To put away for safekeeping
Loan
To withdraw from a bank
Класть / положить в банк
Отдавать на хранение
Заем
Брать / взять из банка
To deposit to a bank
Класть / положить в банк
To put away for safekeeping
Отдавать на хранение
42 terms
Financial
assets
bank
brokerage firm
budget
what a person owns of value, such as jewelry, savings, art, a…
a place where people put their money for safekeeping, and for…
helps people invest their money
a spending plan people make in order to make sure there is en…
assets
what a person owns of value, such as jewelry, savings, art, a…
bank
a place where people put their money for safekeeping, and for…
40 terms
Financial
Social security number
Workers compensation
Financial planning
Non traditional career
Nine digit number issued to us citizens permanent and tempora…
Form of insurance providing wage replacement and medical bene…
Ongoing process to help you make sensible decisions bout mone…
Occupations in every career field that are non traditional fo…
Social security number
Nine digit number issued to us citizens permanent and tempora…
Workers compensation
Form of insurance providing wage replacement and medical bene…
16 terms
Financial
accounting
generally accepted accounting principl…
current assets
fixed assets
Planning, recording, analyzing, and interpreting financial in…
Principles (GAAP)
Assets that are expected to be converted to cash or used with…
Assets that are relatively permanent, such as land, buildings…
accounting
Planning, recording, analyzing, and interpreting financial in…
generally accepted accounting principl…
Principles (GAAP)
25 terms
Financial
Cashiers check
Apr
Open ended credit
Grace period
Check that is bank guaranteed will not bounce
The cost of credit on a yearly basis, expressed as a percentage
A pre- approved loan between a financal institution and borro…
A time period during which no finance (interest) charges are…
Cashiers check
Check that is bank guaranteed will not bounce
Apr
The cost of credit on a yearly basis, expressed as a percentage
7 terms
Financial
5 Steps for Personal Budget
Career Starter Loan Max Amount
Career Starter Loan Offered
Career Starter Loan APR
1. Identify goals 2. Project your income 3. Track your expens…
USAA: $36,000 Navy Fed: $32,000
USAA: Beginning of 2/C year to 1 year after graduation, Navy…
USAA: 0.75%, Navy Fed: 1.25%
5 Steps for Personal Budget
1. Identify goals 2. Project your income 3. Track your expens…
Career Starter Loan Max Amount
USAA: $36,000 Navy Fed: $32,000
15 terms
Financial
Sole Proprietorship
Financial Capital
Partenership
Articles of Partenership
Business owned by one person or a married couple
Economic resource used to start up a business
Business owned two or more people
Legal contract between the partners
Sole Proprietorship
Business owned by one person or a married couple
Financial Capital
Economic resource used to start up a business
42 terms
financial
automatic teller machine (ATM)
bank draft
cashiers check
check
Provides banking customs with access to financial transaction…
Used to authorize someone to withdraw money from a bank accou…
A type of check that is written to a specific payee but charg…
A written order from an individual to a bank that instructs t…
automatic teller machine (ATM)
Provides banking customs with access to financial transaction…
bank draft
Used to authorize someone to withdraw money from a bank accou…
27 terms
Financial
Account Receivable
Balance Sheet
Cash Cycle
Cash flow statement
A current asset showing the amount of sales currently owed by…
A snapshot of everything the company owes and owns at the end…
The time between payment of inventory and collection of cash…
A summary showing the cash receipts and payments from all com…
Account Receivable
A current asset showing the amount of sales currently owed by…
Balance Sheet
A snapshot of everything the company owes and owns at the end…
30 terms
financial
1. budget
2. credit
3. creditor
4. debtor
An estimate of costs, revenues, and resources over a specifie…
Accounting: An entry on the right-hand side of an account rec…
A party to whom money is owed.
A person who owes money
1. budget
An estimate of costs, revenues, and resources over a specifie…
2. credit
Accounting: An entry on the right-hand side of an account rec…
58 terms
Financial
National Savings
Public savings
Private savings
Loanable funds
a country's national savings is the sum of private and public…
saving conducted by government and equal to the difference be…
saving conducted by households and equal to the difference be…
the loanable funds market is a hypothetical market that bring…
National Savings
a country's national savings is the sum of private and public…
Public savings
saving conducted by government and equal to the difference be…
24 terms
Financial
Stock Bar Chart
Fast Moving Average
Stock Symbol
Directional Arrow
A chart made up of two graphs; the top part shows daily infor…
When a stock chart depicts moving aver- ages for two differen…
The letter used to identify a corporation whose shares are tr…
Arrows that indicate whether the traded price of a single sha…
Stock Bar Chart
A chart made up of two graphs; the top part shows daily infor…
Fast Moving Average
When a stock chart depicts moving aver- ages for two differen…
9 terms
Financial
Inventory Turnover
Average Days to Sell Inventory
Expected Costs
Depreciation Expense
Cost of Goods Sold/Average Inventory
365/Inventory Turnover
Cost - Residual Value
Expected Costs * (1/Useful Life)
Inventory Turnover
Cost of Goods Sold/Average Inventory
Average Days to Sell Inventory
365/Inventory Turnover
Financial
Inventory turnover ratio
Average days to sell inventory
Fixed asset turnover
Accounts payable turnover
Cogs/avg inv
365/inventory turnover
Net sales/ averaged net fixed rates
Cogs/average accounts payable
Inventory turnover ratio
Cogs/avg inv
Average days to sell inventory
365/inventory turnover
26 terms
financial
financial plan
disposable income
budget
cash surplus
a set of goals for spending saving and investing $
$ u can spend as u wish
organized plan where u match ur expected income w expenses &…
when estimated income exceeds estimated expenses
financial plan
a set of goals for spending saving and investing $
disposable income
$ u can spend as u wish
15 terms
Financial Literacy
property tax
payroll tax
sales tax
income tax
paid usually once a year as long as I own it; not taken from…
tax on wages and salaries to finance Social Security and Medi…
tax on a sale of goods or services, paid at that time
- money that wage earners pay the government to run the count…
property tax
paid usually once a year as long as I own it; not taken from…
payroll tax
tax on wages and salaries to finance Social Security and Medi…
15 terms
Financial
Advantages of a debit card
Disadvantages of a debit cad
Pros of a credit card
Cons of a credit card
Buy now pay now, no annual fee, and no interest charges.
Monthy mantience, atm charges for out of network banks, and d…
Buy now pay later, online purchases, and handy in emergencies
Credit qualification, annual fees, and missing payments affec…
Advantages of a debit card
Buy now pay now, no annual fee, and no interest charges.
Disadvantages of a debit cad
Monthy mantience, atm charges for out of network banks, and d…
30 terms
financial
financial
reflect
novel
furnish
involving fiscal matters
show an image of
an extended fictional work in prose
equip with furniture
financial
involving fiscal matters
reflect
show an image of
10 terms
Financial
Financial Goals
Financial Planning
Financial Well-Being
well-being
Specific objectives that are accomplished through financial p…
Managing money continuously through life in order to reach yo…
Managing money in ways that build a sense of understanding, c…
Feeling good about one's life.
Financial Goals
Specific objectives that are accomplished through financial p…
Financial Planning
Managing money continuously through life in order to reach yo…
8 terms
Financial
break even
Passtrough
Bonding
Quote(informal)=quotation(formal)
Cubrir los gastos
Traspaso
deposito, fianza
presupuesto
break even
Cubrir los gastos
Passtrough
Traspaso
11 terms
financial
Financial plans
capital
financial forecast
budget
a set of documents that outline financial facts about a busin…
An economic system in which investment in and ownership of th…
An estimate of a business's financial outlook for each of the…
A plan for making and spending money
Financial plans
a set of documents that outline financial facts about a busin…
capital
An economic system in which investment in and ownership of th…
financial
medicare
w-2
tax
payroll tax
government program that provides health care coverage to most…
tax form prepared from an employer and given to an employee t…
money collected from individuals and corporations by some bra…
money deducted from an employees paycheck, each time they are…
medicare
government program that provides health care coverage to most…
w-2
tax form prepared from an employer and given to an employee t…
18 terms
Financial
Budget
Credit card
Mortgage
Stock
A plan for raising
Plastic crad
A loan from a bank
Individual shares of corporations
Budget
A plan for raising
Credit card
Plastic crad
14 terms
financial ******
interest rate
real estate
return
mutual fund
doesn't change for the lifetime of the investment
investor buys property, such as land or a building in the hop…
profit or yield from an investment
investment that pools money from several investors
interest rate
doesn't change for the lifetime of the investment
real estate
investor buys property, such as land or a building in the hop…
10 terms
financial
Check
Demand deposit
Canceled check
Overdraft
a written order to bank to pay the amount stated to the perso…
checking account
a check that has cleared your account
a check written for more money than your account contains
Check
a written order to bank to pay the amount stated to the perso…
Demand deposit
checking account
8 terms
Financial
Bankruptcy
Budget
Credit
Expense
Lacking in a particular quality or value.
An estimate of income and expenditure for a set period of time.
The quality or a customer to obtain goods or services before…
The cost required for something your buying.
Bankruptcy
Lacking in a particular quality or value.
Budget
An estimate of income and expenditure for a set period of time.
17 terms
Financial
Net Profit Margin
Gross Profit Margin
Operating Profit Margin
Return on Assets
net income/sales
(Sales - CGS)/ Sales
Operating Income/ Sales
Net Income/ Total Assets
Net Profit Margin
net income/sales
Gross Profit Margin
(Sales - CGS)/ Sales
29 terms
Financial
Depreciation
Annual percentage rate
Used
Overdraft
Process of going down in value
APR means
Millionaires drive what kind of car
Bounced check
Depreciation
Process of going down in value
Annual percentage rate
APR means
49 terms
Financial
Three first steps to investing
Windfalls
Futures
Venture Capital
1. Pay yourself 1st... 2. Take advantage of employer matches... 3.…
Sudden surplus of money... -Use it to pay off debt or save it!
bets on future price of goods (high risk but high return)
investing in a start up company (high risk but high return)... a…
Three first steps to investing
1. Pay yourself 1st... 2. Take advantage of employer matches... 3.…
Windfalls
Sudden surplus of money... -Use it to pay off debt or save it!
50 terms
Financial
Note receivable initial entry
Accrued interest entry
Interest =
Payment received on note entry
Deb note receivable credit cash
Debit interest receivable cred interest rev
Principalratetime (date note signed to end of year)
Deb cash... Cred note receivable... Cred interest rec (previous int…
Note receivable initial entry
Deb note receivable credit cash
Accrued interest entry
Debit interest receivable cred interest rev
10 terms
Financial
el interés
la transferencia
la tarjeta de crédito
la cuenta de ahorros
the interest
the transfer
the credit card
the savings account
el interés
the interest
la transferencia
the transfer
13 terms
Financial Literacy
Income
Budget
Interest
Loan
The money earned from working or other areas.
A plan to decide how much money will be spent and how you wil…
A percentage charged for borrowing money.
An amount of money that is borrowed for a period of time.
Income
The money earned from working or other areas.
Budget
A plan to decide how much money will be spent and how you wil…
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