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Study sets matching "vocab banking principles"

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Study sets matching "vocab banking principles"

16 terms
Banking Principles Chapter 2 Vocabulary
Monetary Policy
Discount Operations
Open-Market Operations
Federal Funds
The management of a nation's money supply by a central bank,…
A tool of monetary policy in which banks borrow funds from th…
The purchase and sale of US Treasury and federal agency secur…
Excess reserves the banks deposit at Federal Reserve Banks an…
Monetary Policy
The management of a nation's money supply by a central bank,…
Discount Operations
A tool of monetary policy in which banks borrow funds from th…
23 terms
Principles of banking
Aggregate Measures
Money Supply
Liquidity
Commodity Money
The collective components of money supply that are used to es…
Is the liquid asset held by banks and individuals.
is the measure of how quickly things may be converted to some…
money based on some item of value: e.g.. gold, precious stones.
Aggregate Measures
The collective components of money supply that are used to es…
Money Supply
Is the liquid asset held by banks and individuals.
14 terms
Principles of Banking-CH5
MICR Technology
ACH-Credits
ACH-Debits
ACH
Magnetic Ink Character Recognition-magnetic ink at the bottom…
Payroll, Social Security, Interest, Pension, Dividends
Club/Association dues, Utility payments, Insurance premiums,…
Would be used, for example, to process a payment made by a cu…
MICR Technology
Magnetic Ink Character Recognition-magnetic ink at the bottom…
ACH-Credits
Payroll, Social Security, Interest, Pension, Dividends
29 terms
Principles of Banking Chapter 6
Negotiable instrument
Bearer instrument
Draft
Bill of exchange
A written promise to pay a sum of money, either to a specifie…
Is payable to the holder
An order signed by one party that is addressed to another par…
A negotiable and unconditional written order such as a draft,…
Negotiable instrument
A written promise to pay a sum of money, either to a specifie…
Bearer instrument
Is payable to the holder
12 terms
Principles of Banking CH3
M1
M2
Demand Deposit Transaction Accounts
Time Deposit Accounts (CDs)
Cash, traveler's checks, demand deposit accounts (check, debi…
M1, Savings accounts, money market accounts, time deposit acc…
Payable "on demand" by law; Can be immediately converted to c…
Fixed maturity dates, interest penalty if withdrawn before ma…
M1
Cash, traveler's checks, demand deposit accounts (check, debi…
M2
M1, Savings accounts, money market accounts, time deposit acc…
12 terms
Principles of Banking-CH4
US Treasury Bureau of Engraving and Pr…
What bill has been the most recently r…
UCC Article 3
Payee
Begins the cash distribution process with the printing of money
$100-blue security ribbon
Payable to bearer or to order of, Payable without conditions,…
"Pay to the order of" person
US Treasury Bureau of Engraving and Pr…
Begins the cash distribution process with the printing of money
What bill has been the most recently r…
$100-blue security ribbon
12 terms
Principles of Banking Ch2
Federal Reserve System
Net Worth
State of Condition
Statement of Condition/Balance Sheet
Implements monetary and credit policy for the nation
Financial status as of a point in time. Unless a bank is inso…
Balance Sheet/Personal financial statement
Loans are assets, usually the biggest item on the balance she…
Federal Reserve System
Implements monetary and credit policy for the nation
Net Worth
Financial status as of a point in time. Unless a bank is inso…
69 terms
Principles of Banking 2
Lending function
business loan
consumer loan
adjustable rate mortgage
the most significant source of bank income
also known as commercial loan
loan extended to consumers either individually or joint
a mortgage on which the rate is subject to periodic adjustment
Lending function
the most significant source of bank income
business loan
also known as commercial loan
65 terms
Principles of Banking 1
Code of Conduct
Sarbanes-Oxley Act (S.O.X.)
Conflict of Interest
Operations Department
A document adopted by top management and the board of directo…
This law has whistleblower provisions to protect bank employe…
A situation in which an action taken by an individual in an o…
Bank employees service deposits and loan account and process…
Code of Conduct
A document adopted by top management and the board of directo…
Sarbanes-Oxley Act (S.O.X.)
This law has whistleblower provisions to protect bank employe…
16 terms
Principles of Banking: Ch. 4
Cash
Medium of Exchange
Duel Custody
Did you know...?
(1) money in the form of bills or coins; (2) money on hand or…
currency or the other financial instrument used to facilitate…
a security technique that uses 2 or more individual parties o…
the U.S. Mint was created in 1792. Before that, a variety of…
Cash
(1) money in the form of bills or coins; (2) money on hand or…
Medium of Exchange
currency or the other financial instrument used to facilitate…
65 terms
Principles of Banking 1
Code of Conduct
Sarbanes-Oxley Act (S.O.X.)
Conflict of Interest
Operations Department
A document adopted by top management and the board of directo…
This law has whistleblower provisions to protect bank employe…
A situation in which an action taken by an individual in an o…
Bank employees service deposits and loan account and process…
Code of Conduct
A document adopted by top management and the board of directo…
Sarbanes-Oxley Act (S.O.X.)
This law has whistleblower provisions to protect bank employe…
51 terms
Genetic principles in Blood Banking
blood group systems are
phenotype
patient's phenotype determined by
genotype
groups of antigens on RBC membrane that share realted serolog…
physical or observed expression of traits
hemagglutination of RBC antigens using antisera
actual genetic makeup
blood group systems are
groups of antigens on RBC membrane that share realted serolog…
phenotype
physical or observed expression of traits
16 terms
Principles of Money Banking And Financial Markets
In The United States The Money supply
Which items are generally accepted med…
Financial intermediaries are instituti…
If the price level doubles , the
(controlled by FRS) ... d. None of the above
c. paper money... d. checking accounts... e. both c & d
a. that act as middle men in transferring funds from ultimate…
a. value of the money supply falls by one half
In The United States The Money supply
(controlled by FRS) ... d. None of the above
Which items are generally accepted med…
c. paper money... d. checking accounts... e. both c & d
25 terms
Banking and Finance Principles
1. Explains when deposited funds will…
2. Explain the process of a post-dated…
3. Definition of a stale check.
4. What is the difference between a fe…
Answer: b.) Check Hold Policy
Answer: To post-date a check, you need to write a future date…
Answer: check which is dated six months or more before it is…
Answer: ... Fee Schedule-shows all charges that apply to each sp…
1. Explains when deposited funds will…
Answer: b.) Check Hold Policy
2. Explain the process of a post-dated…
Answer: To post-date a check, you need to write a future date…
16 terms
Macro: Principles of Central Banking
Why was the Federal Reserve Act create…
What are the main functions of the US…
How did Congress ensure that the US ce…
What is the *dual mandate of the Feder…
1. Designed in response to bank panics... 2. Need to supply mone…
- conducting the nation's monetary policy by influencing the…
- Longer terms than 4 years for FOMC members so that economic…
Federal Reserve Dual Mandate... - price stability (low inflati…
Why was the Federal Reserve Act create…
1. Designed in response to bank panics... 2. Need to supply mone…
What are the main functions of the US…
- conducting the nation's monetary policy by influencing the…
20 terms
Genetic Principles in Blood Banking
Postulated the original concepts of ge…
Cell division for growth or replacemen…
Fertilized ova results in the
Formed by the process of meiosis
Gregor Mendel
mitosis
zygote
gametes
Postulated the original concepts of ge…
Gregor Mendel
Cell division for growth or replacemen…
mitosis
14 terms
Banking Vocabulary
ATM
deposit
withdraw
checking account
Automatic Teller Machine-a bank machine that gives out money…
To put money or checks in the bank
To take out money from the bank
An account in which deposited money can be withdrawn at anyti…
ATM
Automatic Teller Machine-a bank machine that gives out money…
deposit
To put money or checks in the bank
60 terms
Principles of Blood Banking
Blood components
Whole blood phlebotomy
Apheresis
Donor evaluation: history
Red Blood Cells... Plasma (fresh frozen & thawed)... Platelets (sin…
Packed Red Blood Cells (PRBC)... Platelets... Plasma... Cryoprecipitate
Same as phlebotomy (except we can collect more)... Single donor-…
- Age- (>16 yrs or applicable state requirements)... - Date of…
Blood components
Red Blood Cells... Plasma (fresh frozen & thawed)... Platelets (sin…
Whole blood phlebotomy
Packed Red Blood Cells (PRBC)... Platelets... Plasma... Cryoprecipitate
19 terms
Elements and Principles Word Bank
Line
Shape
Value
Texture
An elongated point, considered the path of a moving point.
The general outline of something; it is a configured or delin…
The level of luminosity of a color.
Either the actual tactile quality of a surface or a simulatio…
Line
An elongated point, considered the path of a moving point.
Shape
The general outline of something; it is a configured or delin…
11 terms
Principles of Banking CH1
Code of Conduct
Community Reinvestment Act
Credit Union
Finance Companies
Formal Guidelines approved by the board of directors that inc…
Requires that regulators evaluate if we are meeting the credi…
Members must share a common tie or bond.
Includes Personal Financial Companies like Beneficial and Cap…
Code of Conduct
Formal Guidelines approved by the board of directors that inc…
Community Reinvestment Act
Requires that regulators evaluate if we are meeting the credi…
20 terms
Banking And Finance Principles, Chapter 4
Dual Security
Uniform Commercial Code
Negotiable Instrument
Special Endorsement
a security technique that uses two or more individual parties…
a set of laws adopted by states to govern commercial and fina…
an unconditional written order or promise to pay a certain su…
Dual Security
a security technique that uses two or more individual parties…
Uniform Commercial Code
a set of laws adopted by states to govern commercial and fina…
106 terms
Banking Vocabulary
Account
ATM ... (Automated Tell Machine)
Balance
Balance a checkbook
บัญชีเงินฝาก
ตู้เอทีเอ็ม ... (เครื่องรับจ่ายเงินอัตโนมัติ)
ยอดเงินคงเหลือในบัญชี
ตรวจสอบยอดเงิน
Account
บัญชีเงินฝาก
ATM ... (Automated Tell Machine)
ตู้เอทีเอ็ม ... (เครื่องรับจ่ายเงินอัตโนมัติ)
17 terms
Banking Vocabulary
teller and customers
deposit
security guard
vault
teller and customers
deposit
30 terms
Banking Vocabulary
debit card
safety deposit box
bank teller
cheque
a plastic card used to buy things and get money from the bank…
a secure box in a bank where customers can keep valuable obje…
person who helps you at the bank
a bank form people use as money
debit card
a plastic card used to buy things and get money from the bank…
safety deposit box
a secure box in a bank where customers can keep valuable obje…
10 terms
banking vocabulary
gross pay
Federal income tax
social security
medicare
pay before taxes are deducted
money paid to the government to build schools, roads, etc
social security is deducted from paychecks,... it is a governmen…
Health insurance that is deducted from everyone's paycheck. I…
gross pay
pay before taxes are deducted
Federal income tax
money paid to the government to build schools, roads, etc
11 terms
Banking Vocabulary
"In the red"
"in the black"
payment
credit
there is a negative balance
there is a positive balance
giving money out (-)
to add money to your account (+)
"In the red"
there is a negative balance
"in the black"
there is a positive balance
9 terms
Banking Vocabulary
debit card
ATM Withdrawal
balance
bank statement
debit card
ATM Withdrawal
25 terms
Banking Vocabulary
Interest
Loan
Regular Savings Account, Money Market…
Minimum Deposit
What is money your bank pays you for keeping your money in th…
What do you call a sum of money that is borrowed?
What are 3 bank accounts that earn interest?
What do you call an amount of money that has to be deposited…
Interest
What is money your bank pays you for keeping your money in th…
Loan
What do you call a sum of money that is borrowed?
11 terms
Banking Vocabulary
available
bank receipt
checking account
credit card
amount of money you can use
a paper you receive from that bank after you make a deposit o…
an account on which write checks or use a debit card
used to make purchases that are paid for in the future
available
amount of money you can use
bank receipt
a paper you receive from that bank after you make a deposit o…
16 terms
Banking Vocabulary
Check
checking
balance
ATM
written order to a bank used to pay for things
the name of a bank account that allows you to write checks
total amount of money you have in the bank
automated teller machine
Check
written order to a bank used to pay for things
checking
the name of a bank account that allows you to write checks
32 terms
Banking Vocabulary
Bank Statement
Transaction
Check
Void
A form the bank sends you each month either in paper or elect…
An economic event that causes an increase or decrease in money.
A paper banking instrument that allows the transfer of money…
The word you write across a check to indicate that it is no l…
Bank Statement
A form the bank sends you each month either in paper or elect…
Transaction
An economic event that causes an increase or decrease in money.
25 terms
Banking Vocabulary
Interest
Loan
Regular Savings Account, Money Market…
Minimum Deposit
What is money your bank pays you for keeping your money in th…
What do you call a sum of money that is borrowed?
What are 3 bank accounts that earn interest?
What do you call an amount of money that has to be deposited…
Interest
What is money your bank pays you for keeping your money in th…
Loan
What do you call a sum of money that is borrowed?
22 terms
Banking Vocabulary
ATM
deposit
withdraw (verb) withdrawal (noun)
checking account
Automatic Teller Machine
To put money or checks in the bank
To take out money from the bank
An account in which deposited money can be withdrawn at anyti…
ATM
Automatic Teller Machine
deposit
To put money or checks in the bank
44 terms
Principles of Business Chapter 17 Banking and Financial Services
automatic bill payment
automatic teller machine
bank money order
bank reconciliation
a service by which a bank deducts from your account and trans…
a computerized device that allows customers to make bank tran…
a form sold by a bank stating that money is to be paid to a s…
the document created to show how your own record of your chec…
automatic bill payment
a service by which a bank deducts from your account and trans…
automatic teller machine
a computerized device that allows customers to make bank tran…
9 terms
Blood Bank Principles (Brady)
what is the universal donor with blood?
what is the universal recipient in blo…
what test to do antibody screening?
direct coombs test vs indirect coombs…
type O
type AB
indirect coombs test, or indirect antiglobulin test
what is the universal donor with blood?
type O
what is the universal recipient in blo…
type AB
40 terms
Banking vocabulary
an asset
a liability
to own
to owe
aktywo
pasywo
posiadać
być dłużnym
an asset
aktywo
a liability
pasywo
35 terms
Banking Vocabulary
ABA Routing number
ATM
Automatic bill paying
Deposit
number on the bottom of the check that identifies the account…
a computer terminal activated by a magnetically encoded bank…
a service which allows consumers to have bills paid automatic…
a sum of money placed in an account in a financial institution
ABA Routing number
number on the bottom of the check that identifies the account…
ATM
a computer terminal activated by a magnetically encoded bank…
31 terms
Chapter 7, Personal Finance Planning, Banking and Finance Principles
Two Time Honored Principles for Financ…
Time Value of Money
Dependent
Trust
Budget to Save... Save and Invest... Control Debt... Protect accumulat…
the idea that a dollar today is worth more than a dollar in t…
a person, such as a child, who depends on another person, suc…
a fiduciary relationship in which one party (a person or a co…
Two Time Honored Principles for Financ…
Budget to Save... Save and Invest... Control Debt... Protect accumulat…
Time Value of Money
the idea that a dollar today is worth more than a dollar in t…
72 terms
Banking and Finance Principles Ch. 2
Financial Intermediary
Monetary Policy
Discount Operations (Rate)
Open-market Operations
institution that helps channel funds from savers to borrowers
Government policy that attempts to manage the economy by cont…
a tool of monetary policy in which banks borrow funds from th…
the purchase and sale of U.S. treasury and federal agency sec…
Financial Intermediary
institution that helps channel funds from savers to borrowers
Monetary Policy
Government policy that attempts to manage the economy by cont…
8 terms
Banking Vocabulary
withdrawal
check
teller
deposit
take money out of the bank account
a paper which can be exchanged for money
a person who works at the bank
put money in the bank account
withdrawal
take money out of the bank account
check
a paper which can be exchanged for money
29 terms
Banking and Finance Principles, Chapter 2, Banks as Businesses
Monetary Policy
Discount Operations (rate)
Open-Market Operations
Federal Funds
The management of a nation's money supply by a central bank s…
a tool of monetary policy in which banks borrow funds from th…
The purchase and sale of of U.S. Treasury and federal agent s…
Excess reserves that banks deposit at Federal Reserve Banks a…
Monetary Policy
The management of a nation's money supply by a central bank s…
Discount Operations (rate)
a tool of monetary policy in which banks borrow funds from th…
5 terms
5 core principles of money and banking
time
risk
information
markets
time has value
risk requires compensation
information is the basis for decision making
markets determine prices and allocate resources
time
time has value
risk
risk requires compensation
39 terms
Banking Vocabulary
ABA Routing number
ATM
Automatic bill paying
Deposit
number on the bottom of the check that identifies the account…
a computer terminal activated by a magnetically encoded bank…
a service which allows consumers to have bills paid automatic…
a sum of money placed in an account in a financial institution
ABA Routing number
number on the bottom of the check that identifies the account…
ATM
a computer terminal activated by a magnetically encoded bank…
10 terms
Banking vocabulary
ATM
Bank Card
Pin
Deposit
Automatic Teller Machine. You need a bank card to use an ATM
a card that has your name and bank account number on it
Personal Identification number; a private code that signals w…
Money put into an account
ATM
Automatic Teller Machine. You need a bank card to use an ATM
Bank Card
a card that has your name and bank account number on it
Banking vocabulary
Check
Overdraw
Balance
Savings
...
...
How much money is left in my account
How much money i have in my account
Check
...
Overdraw
...
31 terms
Banking Vocabulary
ATM
Balance
Bland endorsement
Cancelled Check
Automatic Teller Machine
The amount of money you have in your account
The signature of the person to whom the check is written is m…
Checks the bank has paid. They will appear on your bank state…
ATM
Automatic Teller Machine
Balance
The amount of money you have in your account
14 terms
Banking Vocabulary
ATM
deposit
withdraw
checking account
Automatic Teller Machine-a bank machine that gives out money…
To put money or checks in the bank
To take out money from the bank
An account in which deposited money can be withdrawn at anyti…
ATM
Automatic Teller Machine-a bank machine that gives out money…
deposit
To put money or checks in the bank
245 terms
Banking Vocabulary
Amortization
Annual Fee
Annual Percentage Yield (APY)
Anywhere Banking
Amortization is the repayment of Principal and Interest compo…
An annual amount charged by the credit card companies to main…
A percentage rate reflecting the total amount of interest pai…
Customer can deposit/withdraw cash at any branch other than t…
Amortization
Amortization is the repayment of Principal and Interest compo…
Annual Fee
An annual amount charged by the credit card companies to main…
48 terms
Banking Vocabulary
Cashier's Check
Certified Check
Canceled Check
Outstanding Check
This check is guaranteed by the bank and is signed by the tel…
An official check granted by a bank where the signature is ve…
A check that has cleared or is prevented from clearing.
Check that draws on funds from an individual's or business's…
Cashier's Check
This check is guaranteed by the bank and is signed by the tel…
Certified Check
An official check granted by a bank where the signature is ve…
13 terms
banking vocabulary
balance
deposit
withdraw
atm
amount of money in your account.
to put money into your account.
to take money out of your account.
automatic teller machine withdraw: withdraw $ , deposit $
balance
amount of money in your account.
deposit
to put money into your account.
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